Home Insurance Forum

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Benefit from the discussions on home insurance, condominium or renters insurance in this forum and learn from our experts all for free.

My Home Insurance Would Include Conservatory?
by Guest »
Guest

Hi Everyone!

In the first lockdown, my entire family managed successfully to live a small house without problems, but this second tire 4 lockdown is really tough for us. My siblings, husband, including me, are working from home and spend our entire day at home. Sometimes, it becomes tough to bear each other. As we can't afford a big house or even a separate house, that's why I am thinking of conservatory and checking conservatory extensions' cost from here

My Home Insurance Would Include Conservatory?
by Guest »
Guest

Hi Everyone!

In the first lockdown, my entire family managed successfully to live a small house without problems, but this second tire 4 lockdown is really tough for us. My siblings, husband, including me, are working from home and spend our entire day at home. Sometimes, it becomes tough to bear each other. As we can't afford a big house or even a separate house, that's why I am thinking of conservatory and checking conservatory extensions' costs from here

Do I need to repair if insurance paid out for roof damage?
by Guest »
Guest

My Insurance paid out hail damage on the roof. It was not extensive damage just few blows to about 15 shingles. Since those shingles are not made anymore, they paid for entire roof replacement.
I did not repair and they cancelled my insurance. My question is, do I need to do repairs for obtaining new insurance?

Is Contents Insurance necessary?
by Guest »
Guest

A landlord might want to consider adding contents insurance if they are renting out the property fully furnished. However, they are not responsible for insuring the tenants’ belongings. So is it necessary?

DO YOU NEED A CREDIBLE LOAN?
by Guest »
Guest

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by Guest »
Guest

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Get Online consultation, medication and prescription
by Guest »
Guest

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Hail damage claim
by Guest »
Guest

Hello,

I recently claimed for damage to the roof after a storm in Virginia. Insurance paid for replacement after deductible. The adjustor that insurance sent out for roof told me that I had hail damage to my siding also. I called and put in claim for siding. The insurance company made it into 2 separate claims, saying that it actually saves me money. if I made it into one claim, I would not be able to get any depreciation.

Roof claim
$5000 deductible
$3700 recoverable depreciation

Siding
$5000 deductible

proof of repairs
by Guest »
Guest

My home had some wind damage due to a storm a few weeks back. We filled a claim because it caused the roof to leak. The following week we received a letter alerting us that we would be getting a check in X amount for the repairs. Today, out of the blue, my insurance company tells me that the company we filed with has asked for proof of roof repairs for a claim we filed in 2011. I have no receipts; my husband patched the roof where it was leaking and we replaced the ceiling tile where it leaked. We're trying to save money to get a tin in the future.

Pool Liner damage
by Guest »
Guest

Does homeowners insurance cover a tear in the pool liner in an inground pool?