Types of Insurance: More than 150 Policies

Submitted by kelleyfam3 on Thu, 05/01/2008 - 14:45

I am writing a paper can someone please explain the MAJOR insurance types and what subtypes of insurance goes under the major insurance types. I am so confused. Thanks in Advance

Posted: 01 May 2008 03:29 Post Subject:

Hi Kellyfam3, I'm curious as to what sort of class you are taking that such a paper has been assigned?

Seems like a crazy topic.

I suppose the MAJOR types of insurance are Property, Casualty, Health and Life. Everything falls under one of those headings.

Now, get off the internet and go to library, I assume that you wouldn't be so confused by the topic if you were working on degree in some insurance related disipline so I'll bet the purpose of your assignment was more to learn about research than to learn about insurance.

I'm typing this with a smile on my face by the way, I know sarcasm doesn't always translate when typed out.

Posted: 02 May 2008 01:46 Post Subject:

Here are some of the sub catergories for life and health

Term Life
Whole Life
Universal Life
Final Expense

Individual health
Group health
Accident plans
Medicare supplements
Long term Care

Hope this helps

Posted: 02 May 2008 01:28 Post Subject:

My list would look like this:
Life, health, home, Car & specialty (including the smaller ones..)
even disability would be considered as a sort of health-insurance. Yeah, business insurance has really been pushing ahead to hold a unique place & could soon be looked upon as a major one.

Posted: 10 Dec 2009 04:43 Post Subject: subtypes

Can someone please give me a detail list of different insurance for life and health

I already know that for life there is

Term Life
Whole Life
Universal Life
Final Expense

and for Health there is :
Individual health
Group health
Accident plans
Medicare supplements
Long term Care

then where does burial insurance, industrial life, disability income, credit go under ?

Posted: 09 Feb 2010 05:38 Post Subject: home insurance

i want to buy home insurance and not replacement insurance is that possible

Posted: 22 Feb 2010 01:38 Post Subject: Insurance cover for stunt artists

What types of general insurance for stunt artists?
Why each type of cover is important?
What are the underwriting information required to assess the risk?

Posted: 27 Feb 2010 08:07 Post Subject: Stunt performer insurance

Stunt performers can have stunt performer insurance. The production company can get insurance at lower rates depending on how good the stunt artists are.

You can go to the following thread for discussions on a similar query:

Posted: 16 Mar 2010 03:16 Post Subject:

what insurabce will I need for a hotel?

Posted: 05 Apr 2010 11:09 Post Subject: wat is bond insurance

please explain to me the meanin of bond insurance

Posted: 20 Apr 2010 11:04 Post Subject: insurance on hands

I have a friend who is a concert pianist. She is beginning to make lots of money. How do you get her hands insured like having a disability policy.
Email sirreggieken@yahoo.com

Posted: 21 Apr 2010 01:04 Post Subject: stunt artist

I am writing an assignment and need your help. My question is to come up with the types of general insurance that should be included for stunt artists, explain each of them and list the underwriting information that would be required in order to assess the risk :(

Posted: 03 May 2010 07:36 Post Subject: Insurance Companies

i did go through the list of covers/policies available but was not able to know which company offers which type of cover or is it that every company deals in every type of cover/policy

Posted: 20 May 2010 03:32 Post Subject: vendor insurance

What kind/type of insurance would be needed to sell /sample condiment products( salsa and relish) at bazaars/farmers markets/festivals. I have licence and permits already. Street fair / markets ask to send copy/ show proof of insurance when filling out an application to do a show. What type would be needed?

Posted: 20 May 2010 03:52 Post Subject: vendor insurance

would a "floater" policy added to me exsisting "home ins" policy cover my salsa business when i go on the road to sample and sell products at farmers markets/ street fairs? It is a very small, but appropriatly licenced business. Most applications to do these " markets" are asking for proof of insurance. Is it to cover my contense or what?

Posted: 12 Jul 2010 08:57 Post Subject: home care

I have a private duty in-home care business. I will employ up to 5 people. What type of insurance should I start out with?

Posted: 03 Aug 2010 08:02 Post Subject: social policy and administration

i need types of and types of leadership also types of communication skills and types of interviews plus preparation interviews and good qualities of leadership in ruling.

Posted: 03 Aug 2010 08:03 Post Subject: social policy and administration

i need types of and types of leadership also types of communication skills and types of interviews plus preparation interviews and good qualities of leadership in ruling.

Posted: 03 Aug 2010 08:08 Post Subject: social policy and administration

i need types of and types of leadership also types of communication skills and types of interviews plus preparation interviews and good qualities of leadership in ruling.

Posted: 10 Aug 2010 06:04 Post Subject: life insurance

Isn't there a type of life insurance in which a person can sell to another the right to be the beneficiary?

I know this practice, and/or type of investment has a name but I cannot recall what it is.

Posted: 05 Sep 2010 11:20 Post Subject: Insurance against lawsuits

Is it possible to get lawsuit insurance? (Is it called Liability Insurance?) I need insurance for any possible lawsuits extending from my father's real estate business he ran before he died.

Posted: 06 Sep 2010 01:15 Post Subject:

I need insurance for any possible lawsuits extending from my father's real estate business he ran before he died.

Since dad is already dead, if the business is no longer operating, you are unlikely to get insurance to cover the liabilities he may have incurred while he was alive. If he had insurance, there may still be coverage under the policy even though it is no longer in force. It's known as "tail" coverage (mini-, midi-, BERPs, and SERPs).

If you are operating the business today, it is possible to obtain a policy that would cover claims against the business that occurred in the past. You would be looking for a "claims-made" policy with a specific length of "retroactive" period. If not long enough, you would have to seek a longer period by endorsement -- meaning, if you want more coverage, you will have to pay more money to get it. Insurance companies are not required to provide it.

Posted: 22 Sep 2010 10:03 Post Subject: Downpayment

Who know about what kind of product can i use to garantee and advance money for a job.? I mean buyer is willing to give a 50% of downpayment but need warranties about i can use the money to get done the project and i need any kind of colateral and i was thinking and insurance policy but don't know how it works in USA because i used the same in Colombia.

Posted: 21 Oct 2010 06:11 Post Subject: EV+charger

What sort of insurance policies for electric vehicles and charging equipments in public places?

Posted: 21 Oct 2010 07:50 Post Subject:

Personal Auto Policy for the vehicle (if privately owned/operated) and Commercial General Liability and Commercial Property Policy (or a Commercial "Package" Policy, which includes both of these) for the charging station and related equipment.

If the vehicle is owned/used by the "charging place" and its proprietor, then the Commercial Package Policy can be endorsed with a Commercial Auto Policy to cover the vehicle, which is not likely to be covered under the PAP.

Posted: 02 Nov 2010 06:09 Post Subject: business interuption insurance

defenition of business interuption insurance

Posted: 03 Nov 2010 01:40 Post Subject:

A policy that comes into play when a business cannot operate due to a covered event. Can include fire, flood, martial law, and any number of other causes of loss.

Posted: 09 Nov 2010 12:44 Post Subject: insurance to cover construction project

I need insurance to cover a construction project in a war zone country.

Posted: 09 Nov 2010 01:12 Post Subject:

That's nice to know. Thanks for telling us.

Posted: 28 Nov 2010 07:38 Post Subject: question

what is mortgaging as defined in economics?

Posted: 28 Nov 2010 03:00 Post Subject:

Really? Mortgaging is borrowing more than one has and/or using other peoples' money instead of one's own to obtain something one (probably) can't afford or doesn't need, or both. Sometimes referred to a "leveraging" one's (limited/finite) capital resources.

Kind of like the US Government "mortgaging" the future generations of taxpayers with unnecessary spending and borrowing through the issue of more Treasury debt (bills, notes, bonds), or the Federal Reserve's UNNECESSARY purchase of $600,000,000 of Treasury debt to create a little inflation (when normally, in the economic cycle, it would do so to lower interest rates) BY DEFLATING THE PURCHASING POWER of the US Dollar by upwards of 20% in the last few weeks.

Or the State of California's idiotic voters who fail to understand that BOND really means DEBT when they vote for $100,000,000+ boondoggles such as the "High Speed Rail System" from Anaheim to San Francisco. You can get there in 45 minutes from Los Angeles Int'l Airport at a cost of $59 or less on Southwest Airlines. The best the HSR may be able to promise is about 3-4 hours, and everyone connected with the project now admits (after the bonds were authorized in 2008) that they won't be able to offer fares lower than (or even matching) the airfare -- as they LIED to voters about in all their propaganda leading up to the vote.

Whether it's the State of California or the Federal Government, neither has the resources to pay off their existing debt. California can't even pay off its $25,000,000,000 structural budget deficit, let alone the trillion or so it has in outstanding bonds, and both sell more bonds to raise capital to pay off the old bonds as they come due.

If the rest of us LOWLY CITIZENS and TAXPAYERS conducted our lives in the manner of Government, we'd all be in prison.

Mortgaging in economics? If the future, it may be discussed in textbooks as the downfall of America . . . hastened by the implementation of Obamacare. It should be discussed like that today.

Posted: 13 Dec 2010 05:51 Post Subject: toot

do they have booty insurance?

Posted: 14 Dec 2010 12:18 Post Subject:

They who?

Posted: 14 Dec 2010 05:36 Post Subject:

The one with the big butt

Posted: 01 Jan 2011 02:30 Post Subject: megous

When looking for caravan insurance quotes one of the best ways to compare them is to allow a specialist broker to search and find them for you. Once having done so you can take your time to compare them, not forgetting to check the key facts, to find the most suitable for your circumstances.

Posted: 12 Jan 2011 09:03 Post Subject:

:[b]arrow: :idea: :?: :!: :evil: :twisted: :roll: :wink: :cry: :oops: :P :x :shock: :? 8) :lol: :o :( :) :D :idea: :?: :arrow: :twisted: :roll: :cry: :oops: :P :oops: :oops: :oops: :oops: :oops: [color=Green][/color][/b]

Posted: 28 Feb 2011 10:44 Post Subject: YEDA ANNA


Posted: 19 Apr 2011 04:28 Post Subject: question

what is the formula for each type of insurance

Posted: 19 Apr 2011 04:39 Post Subject: question

what is the formula for each type of insurance

Posted: 18 May 2011 08:21 Post Subject:

There are some dumb insurance claims like pet? seriously :D :D :D

Posted: 25 May 2011 04:02 Post Subject: Policy that moves with me

I am looking for a policy that covers my wife & I and our small craft business that goes from event to event sometimes once or twice a month for 5 months a year.The cost is to high to insure each show we go to .

Posted: 29 Jun 2011 06:24 Post Subject: article submission software

article submission software

Posted: 07 Jul 2011 03:38 Post Subject: MINE

Can i start a insurance policy called mining insurance covering those working in mines against accident,death at work,injury while working?

Posted: 12 Jul 2011 04:22 Post Subject:

The insurance needed to cover employees against work-related death or disability is called WORKERS' COMPENSATION. It is not mining insurance.

Posted: 14 Jul 2011 03:57 Post Subject: age and life insurance

I'd like go get life insurance on my boyfriend who is 76 years old. I gather that there isn't any life insurance for people over seventy five. Please confirm or display insurance co. who do cover over 75 years of age.
Thanks. :oops:

Posted: 02 Aug 2011 05:43 Post Subject: tree trimmers insurance

I need quotes for doing this work I am the only climber and have over 20 years experience.

Posted: 02 Aug 2011 07:36 Post Subject:

As a tree trimmer, you need General Liability Insurance. A life insurance policy would be a good thing to have, too.

Posted: 26 Apr 2012 09:20 Post Subject: HO5 vs HE-7/HE-21

Hi I am trying to get some Home iNsurance quotes and your web side was really helpful in talking with agents. I have one agent from KEMPER mention HE-7/HE-21 and they dont do HO5. What is HE-7 and is KEMPER having reliable claims track record?

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