i heard auto insurance does not have to abide by hippa laws

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PostPosted: Tue Nov 11, 2008 8:47 pm   Post subject: i heard auto insurance does not have to abide by hippa laws  

need in writing that auto insurance does not have to abide ny hippa law
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PostPosted: Tue Nov 11, 2008 10:16 pm   Post subject:   

Don't know where you heard that...care to elaborate?
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PostPosted: Tue Nov 11, 2008 11:54 pm   Post subject:   

I thought these Hippa acts applied everywhere anymore...Can't go anywhere with out signing a form.
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PostPosted: Wed Nov 12, 2008 3:06 am   Post subject:   

False, wrong, not correct, inaccurate, ridiculous-o, aberrant fact, urban myth, fable, tale...ok, I've run out of things to say there.

HIPAA is a set of federal laws, and 99.9% of the time, federal law supercedes state law. Keep in mind that HIPAA has many components, privacy being just one. There are absolutely exceptions as to when medical information and records may be shared without the express permission of the patient. There's a lot of misinformation out there concerning HIPAA, and that's unfortunate because there's a wealth of good information available for anyone who would care to take the time to look.

Simply put, there are people with which an insurer can share private information with and no permisison is required and those they cannot share info with unless they have written consent. It's all spelled out in the federal website, click here if you really are interested:

http://www.hhs.gov/ocr/hipaa/

If you really don't feel like navigating around this site and you have a specific question, I'm sure we can help. There's a lot of knowledge around here, take advantage of it.

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PostPosted: Wed Nov 12, 2008 11:19 am   Post subject:   

Thanks teach I was SURE that was not correct.....probably a well meaning 'friend of a friend' whos brother in law sold ins 20 years ago..
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PostPosted: Wed Nov 12, 2008 1:11 pm   Post subject: hipaa laws  

I know I personally saw it on a web site about hippa laws. I am not saying that auto insurance companies does not have to have a signed med auth to obtain medical information I am saying that the hipaa laws (certain way the medical authorization should be completed ect...) does not apply to auto insurance. oh well I will find it again and share with yall
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PostPosted: Wed Nov 12, 2008 1:25 pm   Post subject:   

That would be great...remember though fed laws over ride state laws, most of the time....also why the question?
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PostPosted: Wed Nov 12, 2008 1:41 pm   Post subject:   

an attorny is saying are medical authorization we are needing signed does not comply with hipaa laws.
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PostPosted: Wed Nov 12, 2008 2:01 pm   Post subject:   

He should know then...that would mean that auto carriers' must comply with hippa
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PostPosted: Wed Nov 12, 2008 2:06 pm   Post subject:   

unfortunetly plaintiff atty do not always know everything and sometimes would prefer just to put you through unnecessary issues
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PostPosted: Wed Nov 12, 2008 10:43 pm   Post subject:   

I would think a quick call to your states DOI comsumer line would clear it up...my gut reaction though is they must comply...in what regard are you concerned about their compliance with hippa?
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PostPosted: Thu Nov 13, 2008 12:42 pm   Post subject:   

yes our compliance with hipaa this is under bi not pip
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PostPosted: Mon Nov 17, 2008 6:57 am   Post subject:   

Your problem could be with your form and not the form. I know a few years back my company had to change out outdated forms to comply with HIPPA. It has to do more with legal wording on the form and not with what you are requesting it for.
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PostPosted: Wed Mar 02, 2011 11:30 pm   Post subject: HIPAA  

I have a RELEASE OF MEDICAL INFORMATION authorization from USAA, in my hand, dated January 2011, that says:

We are not HIPAA covered entities. Your disclosure of information to us is not subject to the Minimum Necessary standard.

Further, it states "For purposes of this Authorization, "Information" means all records
or knowlede concerning the patient's health, any injuries, medical history, mental and physical conditions, before and after the date of this Authorization, regardless of the time of occurrence. The term "records" Includes, but
is not limited to, written or graphic documentation, including notes, billing records or statements, sound recordings, computer records of health care services, and diagnostic documentation, such as x-rays, lab
test results, and other test results such as blood alcohol level and drug use. In addition to medical records developed by the Provider described above, this Authorization also Includes any medical records received by the Provider from other providers."

Rest ASSURED, I am NOT signing it!

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PostPosted: Wed Mar 02, 2011 11:31 pm   Post subject: HIPAA  

I have a RELEASE OF MEDICAL INFORMATION authorization from USAA, in my hand, dated January 2011, that says:

We are not HIPAA covered entities. Your disclosure of information to us is not subject to the Minimum Necessary standard.

Further, it states "For purposes of this Authorization, "Information" means all records
or knowlede concerning the patient's health, any injuries, medical history, mental and physical conditions, before and after the date of this Authorization, regardless of the time of occurrence. The term "records" Includes, but
is not limited to, written or graphic documentation, including notes, billing records or statements, sound recordings, computer records of health care services, and diagnostic documentation, such as x-rays, lab
test results, and other test results such as blood alcohol level and drug use. In addition to medical records developed by the Provider described above, this Authorization also Includes any medical records received by the Provider from other providers."

Rest ASSURED, I am NOT signing it!

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