OurCommunityPower.org > Insurance Forum | Debt Forum | Mortgage Forum | Credit Forum
Insurance Community
 
Hi! I am your Insurance Assistant. If you do not get the required information on this page, use me so that I can help you reach the right page.
Let me help you out: 

what if the person does not have insurance, was not at fault

 
Author Message
Add to del.icio.us
Add to YahooMyWeb
Add to Simpy
Add to BlinkList
aundrea_bridges
New member




Joined: 24 May 2008

Posts: 1

aundrea_bridges's Home Page



1.39 Dollars($)

PostPosted: Sat May 24, 2008 4:26 pm   Post subject: what if the person does not have insurance, was not at fault  

what if the person does not have insurance, was not at fault
need advise
image
Sign Up

Why should you join AmPmInsure?  Solve insurance queries
 Participate and earn
 Share community knowledge
 Meet industry professionals

 Win monthly rewards
*Full Name
*User Name
*Email Address
*Password
I have read, and agreed to abide by the AmPmInsure Forum Rules.
tcope
Senior member
tcope



Joined: 22 Nov 2006

Posts: 1369

tcope's Home Page
Location: Salt Lake City, UT


339.57 Dollars($)

PostPosted: Sat May 24, 2008 6:40 pm   Post subject:   

Depends on the state where the accident happen. In most states your right to collect from the at fault party would not be changed. In a few states you would not be able to collect for property damage or injury claim (to a certain extent) if you don't have insurance (No pay-No Play). LA and CA are two of these.

While I don't agree 100% with it, it does have a bit of irony involved in it.
image
s2a2n2
Full member




Joined: 24 May 2008

Posts: 51

s2a2n2's Home Page



13.31 Dollars($)

PostPosted: Sun May 25, 2008 5:57 am   Post subject: yes  

Yes, I agree with tcope on this. In some places you wont get insurance cover for damaging parts
image
sdchargersfan
Senior member
sdchargersfan



Joined: 21 Aug 2007

Posts: 317

sdchargersfan's Home Page



7.93 Dollars($)

PostPosted: Sun May 25, 2008 10:53 am   Post subject: insurance  

i don't know about ALL of the car insurance laws in PA, but,..I DO know this. Someone I know had an accident. Her radiator was smashed in and her frame was bent. however....she was NOT at fault. The OTHER driver was driving on the wrong side of the road. The woman, I know, received NOTHING ( money for damamge, etc) because she was not insured. She even had to pay a VERY heavy fine. Also..lost her license for a time.
image
Lori
Moderator
Lori



Joined: 10 Sep 2007

Posts: 3397

Lori's Home Page
Location: Missouri


168.77 Dollars($)

PostPosted: Sun May 25, 2008 12:04 pm   Post subject:   

Quote:
The woman, I know, received NOTHING ( money for damamge, etc) because she was not insured. She even had to pay a VERY heavy fine. Also..lost her license for a time
Well that oughta learn her huh? Rolling Eyes Wink

OP, ''most'' states you will still be allowed to collect for your damages, however that doesn't excuse your lack of responsiblity... and you still may face fines etc. from the state for your lack of insurance.

_________________
Have you been helped by a poster? Do you want to show your appreciation? YOU CAN !! Just simply click on the donate button and send them some coin!
image
sdchargersfan
Senior member
sdchargersfan



Joined: 21 Aug 2007

Posts: 317

sdchargersfan's Home Page



7.93 Dollars($)

PostPosted: Mon May 26, 2008 8:46 am   Post subject: insurance  

Well..I'll tell ya thins. I DON'T think she really learned from this. She is the type of person who blames everything that goes 'wrong' with her, on others ( ie..can't go to work because 'THEY' took her license. Can't pay her bills because 'THEY' won't give her transportation, etc.) So, of course, this 'incident' is EVERYONE else's fault.
image
Lori
Moderator
Lori



Joined: 10 Sep 2007

Posts: 3397

Lori's Home Page
Location: Missouri


168.77 Dollars($)

PostPosted: Mon May 26, 2008 2:36 pm   Post subject:   

sd, we all know 'those' types...never accept responsiblity for their own actions..EVER...they are exausting... Rolling Eyes
_________________
Have you been helped by a poster? Do you want to show your appreciation? YOU CAN !! Just simply click on the donate button and send them some coin!
image
s2a2n2
Full member




Joined: 24 May 2008

Posts: 51

s2a2n2's Home Page



13.31 Dollars($)

PostPosted: Mon May 26, 2008 3:42 pm   Post subject: hm..  

yes typical characters, got to change themselves according to the situations..
image
sdchargersfan
Senior member
sdchargersfan



Joined: 21 Aug 2007

Posts: 317

sdchargersfan's Home Page



7.93 Dollars($)

PostPosted: Mon May 26, 2008 4:08 pm   Post subject: insurance  

YEP............every once in a while I hear " if 'they' don't do THIS or THAT, I'm gonna sue for THIS or THAT!!" GOD...it's getting annoying to hear.
image
Quick Reply
Your Name
Subject
Message body
All times are GMT
Page 1 of 1

 
 
Users Online
Users Online
Leader Board
Highest Pointsfireyone
2Lori
3LifeIsGood
Ask a question

Members
       Login
       Free SignUp
Resource Desk
   Insurance Articles
       Insurance Terms
       Auto Insurance
       US Auto Insurance Laws
       150+ Types of Insurance
       Insurance Calculators
       Discussion Archive
       Members Tracker

In Discussion

       Shopping for Auto...
       Could my policy p...
       Measuring Life in...
       does Insurance go...
       How do I find out...
       How do I find out...
       Does anyone know ...
       Insurance Settlem...
       I am looking for ...
       Changing doctors ...

Blogged

       Mini-Meds: Limited B...
       Did Health Insurance...
       Health Insurance As ...
       Hello world!
       When Sick Become Exp...
       Missouri Health Insu...
       Does Ohio Require Au...
       Texas Auto Insurance...
       Affordable Healthcar...
       Health Insurance Age...

 
We have chosen to apply the Creative Commons Attribution License to all works we publish.