Geico/Aftermarket Parts

Posted: Sun Jan 11, 2009 11:30 pm Post Subject:

OOps correction thats "trying" to suggest not rying

Posted: Sun Jan 11, 2009 11:41 pm Post Subject:

8) :shock:

Posted: Sun Jan 11, 2009 11:44 pm Post Subject:

WOOps, also forgot to mention that manufacturers tell you to buy original equipment manufacturer (OEM) parts for your vehicle to ensure safety and performance, but did you know these manufacturers don't even make their own parts?
That's right. They use outside independent companies to design their parts, and after a certain amount of time, they sell these parts to wholesale distributors for resale, which are known as OEM parts. It's a similar situation with aftermarket parts – which simply means the product is made by a company other than the original manufacturer of the car. So what is the difference again? WOOF, woof.

Posted: Mon Jan 12, 2009 12:51 am Post Subject:

Fireyone do you feel that the manufacturers of parts are entitled to recover the vast sums of money required by the government to product test and crash test every outer shell sheetmetal part that is installed on a vehicle allowed to be sold by the Automakers?

Do you care about the safety of yourself and your vehicles occupants? The after market parts that you say are produced by vendors are generally non crash related parts.

As a collision business owner, it is my responsibility, as the expert seen by the courts, to repair your vehicle with parts that bear no danger to you and your occupants. I carry liability coverage for making those decisions.

Does it seem fair to you that someone can copycat your product and not perfrom any crash test studies to determine the safety of you and your family.

It has not been proven that these aftermarket parts insure your safety or reduce premiums for consumers. If you think the OEM's lose money on the fact that their sheetmetal is copycatted, you are mistaken. They simply recover their costs on 185.00 weld on replacement door hinges, 1000.00 sliding doors for vans, and three hundred dollar plastic mldgs that decorate your vehicle to protect it from door dings.

With aftermarket (crash replacement) parts, I (the repairer) don't win and you (the consumer and policyholder) don't win, but insurers do. The value of your vehicle diminishes with the use of non original parts and accident histories.


Bow Wow Wow

Posted: Mon Jan 12, 2009 05:58 am Post Subject:

WOOps, also forgot to mention that manufacturers tell you to buy original equipment manufacturer (OEM) parts for your vehicle to ensure safety and performance, but did you know these manufacturers don't even make their own parts?

Posted: Mon Jan 12, 2009 11:18 am Post Subject:

Mike, I really do not want an all out arguement over this. We both have our opinions on after market parts. I have been told countless times by garages, parts stores, reading different articles and internet searches that after market parts are safe. Critics claim that using parts from sources other than OEMs could compromise safety. However, the Insurance Institute for Highway Safety (IIHS) says that there are no safety implications of using these parts. This has been demonstrated by crash tests conducted at the IIHS. So they are tested.
Lets leave it at if you want to use OEM parts thats fine. You should be able to get them cheaper now since the development of aftermarket parts have brought down the prices of OEM parts.

Posted: Mon Jan 12, 2009 12:49 pm Post Subject:

I don't know why.

I'm just glad we can all finally agree that AM parts are just as good as OEM and there is no reason not to use AM parts

I surely hope anyone reading this and is deserving of, won't be disappointed,if at retirement time, they get a knockoff rolex

My Missouri State Unfair Claims statute says that insurers must pay the costs of alteration to make imitation parts fix. Good luck with that and if they are exactly of the same quality, why would they need altered to fit?

Fireyone do you feel that the manufacturers of parts are entitled to recover the vast sums of money required by the government to product test and crash test every outer shell sheetmetal part that is installed on a vehicle allowed to be sold by the Automakers?

The after market parts that you say are produced by vendors are generally non crash related parts

or reduce premiums for consumers

Based on the loss costs (i.e., losses per insured vehicle)10 of the various coverages affected by the use of non-OEM parts, it is estimated that the total insurance vehicle damage loss cost would increase by 6.0 percent if these parts were no longer allowed. Since the vehicle damage loss cost represents about 50 percent of the total loss cost (reflecting all liability and physical damage coverages), the total insured loss cost would increase by about 3.5 percent. In other words, consumers with physical damage coverages would pay an additional 3.5 percent (or $32) more per
insured car if aftermarket parts were no longer allowed.

There are no safety implications of using cosmetic crash parts from any source. The source of a car's cosmetic crash parts is irrelevant to crashworthiness. This is demonstrated in a new Insurance Institute for Highway Safety crash test

Posted: Mon Jan 12, 2009 03:48 pm Post Subject:

"

Show me" Mike...where in the fair claims practices it says that (might...I haven't read the entire thing in years...but want to 'see' it)...

A. The insurer discloses to the
claimant in writing, either on the estimate or
in a separate document attached to the estimate,
the following information in no smaller
than ten (10)-point type: This estimate has
been prepared based on the use of an automobile
part(s) not made by the original
equipment manufacturer. Parts used in the
repair of your vehicle by other than the original
manufacturer are required to be at least
equal in like, kind and quality in terms of fit,
quality and performance to the original manufacturer
parts they are replacing. All aftermarket
parts installed on the vehicle shall be
clearly identified on the repair estimate;
B. No insurer shall require the use of
after-market parts in the repair of an automobile
unless the after-market part is at least
equal in like, kind and quality to the original
part in terms of fit, quality and performance.
Insurers specifying the use of after-market
parts shall consider the cost of any modifications
which may become necessary when
making the repair; and

Mike you gotta' ''show me'' again, where a) the gov't. required, and b) where ANY manu. crash tests replacement parts, prior to them being available for use, every bumper, fender, hood door, etc? don't think so my friend....

Mike, I really do not want an all out arguement over this. We both have our opinions on after market parts. I have been told countless times by garages, parts stores, reading different articles and internet searches that after market parts are safe

Posted: Mon Jan 12, 2009 04:45 pm Post Subject:

No Mike I have not had alot hands on experience. I have always been interested in repair and have watched ALOT of after market parts go onto vehicles and even helped my husband and brother put them on. I am telling you HONESTLY that we never had a problem with the fit of these parts or painting. As for warrenty we never had to deal with that issue because we have not had problems wiht them. I will give you the credit for probaly running into a few problems since its a job to you and a hobby for us. Just like any part whether OEM or A/M somewhere along the line your going to get a bad one. I know my experiences with parts probaly does not nearly equal yours, my point from the beginning is if they want to put after market parts on MY vehicle..go for it. I have seen these parts hold up just as well as OEM parts. As long as it looks good and drives well I really do not care if I am driving a mercedes or a dodge. Everything does not always come down to a dollar sign. I have a strong belief that expensive isn't always better.

Posted: Mon Jan 12, 2009 04:56 pm Post Subject:

As long as it looks good and drives well I really do not care if I am driving a mercedes or a dodge. Everything does not always come down to a dollar sign. I have a strong belief that expensive isn't always better.

Based on the loss costs (i.e., losses per insured vehicle)10 of the various coverages affected by the use of non-OEM parts, it is estimated that the total insurance vehicle damage loss cost would increase by 6.0 percent if these parts were no longer allowed. Since the vehicle damage loss cost represents about 50 percent of the total loss cost (reflecting all liability and physical damage coverages), the total insured loss cost would increase by about 3.5 percent. In other words, consumers with physical damage coverages would pay an additional 3.5 percent (or $32) more per
insured car if aftermarket parts were no longer allowed.