by Geronimo » Tue Dec 16, 2008 04:56 am
I got in a minor car accident (in CA) recently and no police report was made. My car was damaged but the other was not. My driver's license has expired but I have current insurance. The accident was my fault. Will my insurance cover the damages on my car? Will my insurance deny the claim?
Posted: Wed Dec 17, 2008 12:40 pm Post Subject:
wherein the damage could actually be the outcome of more than one proximate causes.
absolutely...you have to (in your investigation) drill down to the proximate cause, that cause (person) will bare the weight of the liability now it could be another has some percentage of negligence also attributed to them...but the proximent cause stays the same.Posted: Wed Dec 17, 2008 07:37 pm Post Subject: insurance
"Proximate Cause"?............can someone give me a 'definition' of what this means? some example, please?
Posted: Wed Dec 17, 2008 07:44 pm Post Subject:
With quoting, proximate cause is the main or primary reason why something happened. There can also be secondary causes or things that "helped" something happen.
Vehicle A hits car B, pushing car B into car C. Car A is the proximate cause of the damage to car C.
Posted: Wed Dec 17, 2008 07:48 pm Post Subject: insurance
OIC!! I understand now. WOW!! I never heard of these 'fancy' terms before..LOL Thanks for the claification.
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