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Claim against another's Insurance Company

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Posted: Fri Mar 20, 2009 12:21 pm   Post subject: Claim against another's Insurance Company   Can I make (prefer/report) a claim directly against (to) the Insurance Company of a person who caused a damage to my vehicle ?	Student New member Joined: 14 Mar 2009 Posts: 6 3.65 Dollars($)
Posted: Fri Mar 20, 2009 12:34 pm   Post subject:    ABSOLUTELY...In fact I would recommend it.. _________________ "Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.	Lori Moderator Joined: 10 Sep 2007 Posts: 8173 Location: Missouri 287.90 Dollars($)
Posted: Fri Mar 20, 2009 11:49 pm   Post subject:    Even if you report it to your own company, your company generally has the right of subrogation (stepping into your shoes and suing on your behalf) to go after another insurance company if it's their insured's fault. You're simply saving your company (and yourself) more money by reporting directly to the other person's company. Just remember that you need to let your insurance company know what you're doing and keep them in the loop. If they find out that you haven't been keeping them in the loop, then you might create more legal problems for yourself down the road if the other company denies your claim.	ISNGuru New member Joined: 05 Mar 2009 Posts: 12 4.41 Dollars($)

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