Wrongfully pursued

by kaydaddy » Sat Mar 28, 2009 04:44 pm

Hello everyone, I am looking for advice on a situation that I have found myself in. About 8 months ago, I got into an altercation with my brother-in-law. We were near his car, and he ended up throwing me against his rear passenger window, which broke. He subsequently called the police and claimed that I had gone crazy, purposely breaking his window. The police gathered out accounts of what had happened, and that was that. About 3 months ago, a collection agency began calling me and demanding that I pay the 1200 dollars for the damage to his car (apparently he claimed that I also kicked his doors, and had some dents paid for in the same claim). I was never contacted for my side of the story by his insurance agency, which is also my own agency (State Farm), and when I told the collections agent that I was not responsible, I was treated as though I was dirt and told to fax them evidence that I was not responsible. I called the sheriffs department to retrieve the police report, but they can not find it. Therefore I have no proof of anything, and neither does the collections agency, and yet I am being relentlessly pursued. Is this not illegal? What can I, or what should I, do to get them off of my back?

Total Comments: 12

Posted: Thu Apr 02, 2009 05:17 pm Post Subject:

Sounds like the colloection agency is trying to collect a debt with no merit. The best thing you can do is to tell the collection agency to stop harrassing you and obtain a credit report to make sure they haven't dinged your credit.

Second, unless you were arrested for damage to another persons property or found guilty in a civil trial, there is no merit to the debt. Collection agencies commonly break the law when trying to collect debts, but if you get firm with them then they will usually back down. Hope this helps. jdalyinsurance

Posted: Thu Apr 02, 2009 08:02 pm Post Subject:

unless you were arrested for damage to another persons property or found guilty in a civil trial, there is no merit to the debt

OP..I don't think you said you were arrested, etc. I don't know where a CA can just come right out and call you when the Insurance company hasn't contacted you yet ( or did I miss something in the thread). Biy..that's just really 'out of line'. Could the Insurance company legally give the CA your information?

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