Can i Insure a car that is owned by my husband and keep him

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Posted: Thu Feb 05, 2009 2:42 am Post subject: Can i Insure a car that is owned by my husband and keep him

Can I insure a commercial vehicle in my name if the car is owned by my husband

angelica

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Joined: 05 Feb 2009
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Posted: Thu Feb 05, 2009 10:05 am Post subject:

IMO you can have it insured in your name. In this case you have to obtain the non-owners policy which would only offer the liability coverage. Now, if the vehicle is used for commercial purpose, you may look into a commercial vehicle insurance policy, since personal auto insurance wouldn't cover if the vehicle get damaged while on commercial use.

simon

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Posted: Thu Feb 05, 2009 12:03 pm Post subject:

angelica, the owner of the vehicle is going to have to be an additional insured minimally..also he will have to be a listed driver...is the problem that his rates are way higher than yours would be? _________________ "Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.

Lori

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Posted: Thu Feb 05, 2009 12:41 pm Post subject: insurance

Quote:

In this case you have to obtain the non-owners policy which would only offer the liability coverage.

That's all it covers? I thought a Non-Owners policy covered more than this. Mmm......guess you learn something new everyday. I recently was asked by a neighbor if I could put Insurance in MY name, for HER. According to her, she does own a car ( I don't know if the car is ACTUALLY in her name, or not). She DID tell me, even if I DID buy the policy for her, that the policyI bought could cover Liability/Collision, etc. However.......of course it sends up a 'Red Flag' if ANYONE is asking me to merchase Insurance for THEM.

sdchargersfan

Senior member