by msvarghese » Mon Aug 04, 2008 09:47 pm
My 1997 Toyota Corolla was in an accident recently in the Omaha, NE area (68128) and Progressive (my insurance company) "totaled" the car at $2, 520, which is far less than KBB value. This value supposedly includes all fees & taxes, and is still subject to my $250 deductible. This car has current KBB value of $3700.
We bought this car 2 years back from a local dealer for $4250 and in a months' time we had to spent $1750 for changing the transmission belt. I spent a lot on this car and finally according to Insurance people its valued only $2520.According to claim representative, this was totaled before as well which is an unknown fact to us. We had clean title from dealer and even Car fax didn't show that it was totaled. The surprising thing is that Progressive offered insurance quote based on a clean title. I don't know how would they change their records to double-totaled now when we are at receiving end.
We talked to the local dealer and he is still saying that our car was of clean title. At the same time, Progressive is going to send us report which shows it was salvaged. I do not know where to proceed further. I spent around $6000 on that car (excluding taxes) and the totaled value of $2520 can no way compensate that.
Please let me know how I can proceed further...or which is the best way to get the things cleared...
Thanks!
We bought this car 2 years back from a local dealer for $4250 and in a months' time we had to spent $1750 for changing the transmission belt. I spent a lot on this car and finally according to Insurance people its valued only $2520.According to claim representative, this was totaled before as well which is an unknown fact to us. We had clean title from dealer and even Car fax didn't show that it was totaled. The surprising thing is that Progressive offered insurance quote based on a clean title. I don't know how would they change their records to double-totaled now when we are at receiving end.
We talked to the local dealer and he is still saying that our car was of clean title. At the same time, Progressive is going to send us report which shows it was salvaged. I do not know where to proceed further. I spent around $6000 on that car (excluding taxes) and the totaled value of $2520 can no way compensate that.
Please let me know how I can proceed further...or which is the best way to get the things cleared...
Thanks!
Posted: Mon Feb 16, 2009 01:01 am Post Subject:
All in the name of research.
Loriiiiiiiiiiiiiiiiiii...o Loooooooriiiiii....Come out come out wherever you are....
this thread just had me consumed...really....this deal was pound for pound...blow for blow...and ding ding ding...what?!!! who turned out the lights? Just not right i tell ya...
But...to all...I come in peace...in the name of Allibahbaaa.
Posted: Mon Feb 16, 2009 04:04 pm Post Subject:
I think Lori, T, and I have agreed to disagree more amicably. Lori even agreed with me recently on some topics. Go figure! In the spirit of that renown 70's group The Hughes Corporation, (probably a subsidiary of a boat insuring company), "Don't rock the boat Baby"
Posted: Mon Feb 16, 2009 04:10 pm Post Subject:
good to hear....I guess I'll call it a draw...I thought someone just threw away the last chapter, and after having read it all I felt cheated. O well...peace is good....agree to diss.
Posted: Wed Feb 18, 2009 03:40 pm Post Subject:
I thought someone just threw away the last chapter, and after having read it all I felt cheated. O well...peace is good....agree to diss.
we're getting on in years....some times we get tired, (ie'don't tip the boat over' sucks that i know every word of that song.. :roll: ) there was proably another thread war going on at the same time... :wink:welcome Texas!
Posted: Wed Feb 18, 2009 04:07 pm Post Subject:
I thought someone just threw away the last chapter, and after having read it all I felt cheated. O well...peace is good....agree to diss.
It's my understanding that both sides were court ordered to seal transcripts of the final 4 pages of dialogue.
Kind of like getting cheated out of the last season of Deadwood on HBO?
Posted: Wed Feb 18, 2009 05:00 pm Post Subject:
It's my understanding that both sides were court ordered to seal transcripts of the final 4 pages of dialogue.
:lol: :lol: :lol:Posted: Wed Feb 18, 2009 05:07 pm Post Subject:
Will from what I read...its seems you two are dang good sources...tho on opposite sides of the field....no side bing better than the other. I guess it what makes a balanced view..unlike Bill O Rielly...fair and balanced my foot! "rock the boat bbaby.." and I'm not old. Old is if you can name the movie this song came out it in "get yourself a sweet maddona dressed in rhinstones setting on a pedastool of abalone shells...im going 90 and i aint scary cuz i got........." Come on you old folks...you can do it.... : )
Posted: Wed Feb 18, 2009 05:54 pm Post Subject:
easy, ''Cool hand Luke'' brother
Posted: Wed Feb 18, 2009 07:14 pm Post Subject:
at a girl...A true classic...I can hum that song for days.
Posted: Wed Feb 18, 2009 07:42 pm Post Subject:
Said the insurance industry to the collision industry and both to the consumer, "What we's got heer, is Failure to communicate!"
Add your comment