Drivetime Insurance - Comprehensive coverage for used cars

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PostPosted: Tue Sep 09, 2008 3:31 pm   Post subject: Drivetime Insurance - Comprehensive coverage for used cars  

If you are involved in an auto accident and the other party presents you with a drivetime insurance policy...BEWARE! That is ONLY comprehensive and covers their vehicle only!

If they don't have other insurance for liability, which they are supposed to carry, then they are uninsured, and any damage to your vehicle will have to be filed with your own insurance provider.

Always ask for their liability insurance provider, and if they don't have it, make sure that the law enforcement officer taking the report (assuming you report the accident) knows that they are uninsured.

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Joined: 15 May 2008
Posts: 5

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PostPosted: Wed Sep 10, 2008 6:50 am   Post subject:   

Thanks for this eye-opener. Drivetime insurance is ideal for drivers

  • Aging between 18 years and 25 years

  • Need comprehensive coverage all the time

  • Ideally drive between the hours of heavy traffic

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Jeremy Holter

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PostPosted: Wed Sep 10, 2008 7:27 am   Post subject:   

Drivetime insurance policies are targeted to consumers with not-so-good credit. DT is an auto dealership and not an insurance company. It deals with used cars.

DriveTime offers loans to people with poor credit to help them in availing motor vehicles. And, hence, requires the buyers to obtain comprehensive coverage from them.

However, the car owner is required to purchase liability and other necessary coverage separately for their protection. Purplept, is right, a driver with DT coverage only should be considered as an uninsured driver, if he doesn't carry additional liability policy.

Take care!!

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PostPosted: Fri Mar 05, 2010 2:53 pm   Post subject: auto insurance for son  

I would like a quote on auto insurance for my 22 yr old step-son plz e-mail me back (email address deleted per Terms of Use- InsTeacher) Lana- this is not a site where quotes are given or obtained. I would suggest you contact a few agents in your area

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Lana Bryant

PostPosted: Mon Jun 13, 2011 11:25 pm   Post subject: Drive time Ins.  

First off I DO NOT recommend that anyone buy a vehicle from Drive time. The customer service is just atrocious. Secondly this comprehensive insurance coverage is a scam. It's only to protect the vehicle it self. I was lead to believe that this was auto insurance that I was paying for on a monthly basis. Come to find out there is no liability Ins coverage. Mean time since the day I drove that car off the car lot it has been uninsured. Date of purchase Dec 2009. My husband and I were told on the day of purchase that this was needed due to the fact we had no other vehicle that was insured. I was led to believe this was liability Ins. When I confronted the manager about my concern & his response was I'm very sorry ma'am but your not the only one that was lead to believe that. "I get tons of calls of this nature on a daily basis". I'm overly disgusted with drive time. Honestly I don't have anything pleasant to say of that company. Nothing.

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Janet Cruz

PostPosted: Mon Apr 23, 2012 4:06 pm   Post subject: automatic withdrawal from bank  

my latest bank statement shows 2 withdrawals from my account from drive time insurance. do you have me on file because i do not have any idea about this insurance company

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christopher b. banan

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