by zlorb » Fri Jan 16, 2009 03:38 pm
I was rear ended on 12/17/07. Transported to ER.Neck Xrays showed no damage.went to physical ther.for 2 months.Numbness in hands and shocking sensation through body got worse. I demanded a MRI.It showed that my spinal cord was almost severed.(lower neck)I was also rear ended on 1/13/08 (while going to phys. ther.) spraining my right wrist. Surgery was done the day after the MRI was performed.Igot a lawyer at that point. Could not work for 7 months. (self employed HVAC service) PIP only paid me for 5 months (1250 mo.) I guess you have to ask for that. Well, because of the 7 months of not being able to work my buisness failed. My lawyer is suing the other ins. co. I have 100,000/300,00 coverage limits and UMBI on 2 seperate policys (same company)I also have PIP on those policys. My wife also has the same company and coverage on her car. It seems that after buying that much insurance for so long with the same company that my situation should not be of complete failure. I have lost everything I own. I am looking for work but as of right now my hands still have hypersensitivity andhurt like hell. I have 1 more month before foreclosure begins on my home. Can anyone help? Thanks
Posted: Sat Jan 17, 2009 03:57 pm Post Subject:
My policy did not come with any instructions on how to claim coverages you have purchased. It came with a little booklet that only a proffesional can understand. I have never had to use ins. to this extent before. I just thought I was covered if anything like this ever happened.
Posted: Sat Jan 17, 2009 04:03 pm Post Subject:
Sorry for the stupidness
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