Complete information on hawaii auto insurance

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PostPosted: Tue Apr 11, 2006 2:56 am   Post subject: Complete information on hawaii auto insurance  

We have collected required information on auto insurance for state of Hawaii.

Minimum Liability Coverage Required:

In Hawaii one has to buy a State minimum liability coverage ($20,000/$40,000/$10,000). In simpler words one has to buy,

  • at least $20,000 worth liability coverage for bodily injury to 1 person.

  • at least $40,000 worth liability coverage for all bodily injuries.

  • at least $10,000 worth liability coverage for property damage.

Proof of Insurance is required:

  • Not at the time of registration.

  • At the time of accidents.

  • At all times while in a vehicle.

Additional Information:

  • Is it a No-Fault State? – Yes

  • Uninsured Motorist Coverage Required – No.

  • PIP required.

  • $1000 fine for the first offense.

Hawaii Department of Insurance:

  • Commissioner Mailing Address

    Hawaii Department of Insurance

    State Insurance Commissioners Office

    Department of Commerce and Consumer Affairs

    250 S. King Street, 5th Floor

    Honolulu, HI 96813

    Main Phone: 1-808-586-2790

    Fax: 1-808-586-2806

Other help lines from common dept:

National Insurance Consumer Helpline (NICH): 1-800-942-4242

Some important articles for help:

  1. Auto Insurance FAQ

  2. Car Theft and the cost of Insurance

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