| Message |
Author |
|
 Posted: Fri Jul 16, 2010 3:56 am Post subject: Agressive Driver |
|
|
ran off the road by an aggressive driver and no contact involved but change lane for safety, but eventually led to car crash? what should this be classified under? Collision or Uninsured Motorist?
_________________
Register Now to have your Insurance queries solved. |
|
Guest
|
|
| Posted: Fri Jul 16, 2010 5:27 am Post subject: |
|
|
Most likely collision but it depends on state laws. Most I've read only allow UMPD when there is contact or at least some evidence that another vehicle was involved (wit, etc).
Also, only UMPD applies. Most people don't have UMPD... only UMBI. |
|
tcope
Forum Expert
Joined: 22 Nov 2006
Posts: 5193
Location: Salt Lake City, UT
285.25 Dollars($)
|
|
| Posted: Fri Jul 16, 2010 11:55 am Post subject: |
|
|
I can almost gaurantee that no matter what state you are in without evidence of another vehicle, and you hit a fixed object (did you?) it will be under collision.
_________________
65% of the time, it works all the time.
Public and Private Adjuster for:
Auto, home, marine and transportation liability claims.
Consumer Advocate in auto collision repair.
Know your rights! Please visit us @
http://www.stopsteering.com |
|
Trench
Senior member
Joined: 16 Sep 2009
Posts: 911
Location: Kansas City
152.85 Dollars($)
|
|
| Posted: Fri Jul 16, 2010 4:53 pm Post subject: |
|
|
Or if the car rolled over (aka: "upset"), collision will cover the loss. UMPD usually requires contact between your vehicle and another (as in hit-and-run) -- no contact, no claim under UMPD.
No collision? No coverage for your loss.
_________________
CA-licensed P&C Broker-Agent and Life Agent. CA Insurance Lic #0596197. Now investigating insurance company abuses, and providing litigation support and expert witness services. Send me your questions, and I'll send you my answers. |
|
MaxHerr
Moderator
Joined: 29 Nov 2009
Posts: 4588
Location: Pomona CA
205.22 Dollars($)
|
|
| Posted: Fri Jul 16, 2010 7:36 pm Post subject: |
|
|
| Quote: | | but eventually led to car crash? |
Where was the crash? I thought, OP, you didin't get into an accident. What did I miss here? |
|
sdchargersfan
Senior member
Joined: 21 Aug 2007
Posts: 2055
4.70 Dollars($)
|
|
| Posted: Sat Jul 17, 2010 12:16 pm Post subject: |
|
|
Well, the scenario is not quite clear with me! Did the other driver also change his lane and get in front of you?
_________________
Register Now to have your Insurance queries solved. |
|
Grimlad
Guest
|
|
| Posted: Sat Jul 17, 2010 5:07 pm Post subject: insurance |
|
|
| Quote: | | the scenario is not quite clear with me! |
Me, either. I really don't know how to comment on this. Also..the OP said something about Uninsured Motorist. Was the other (or the OP) NOT insured? |
|
sdchargersfan
Senior member
Joined: 21 Aug 2007
Posts: 2055
4.70 Dollars($)
|
|
