Does a driver need insurance?

Message Author
delicious-small Add to delicious
yahoomyweb-small Add to YahooMyWeb
blinklist-small Add to BlinkList
PostPosted: Sun Mar 29, 2009 4:10 am   Post subject:   

they do not need to own an insurance, as long as you allow them to drive your car. however, if your insurance policy excludes this, he will need an insurance.

New member
Leave a quick message

Joined: 28 Mar 2009
Posts: 29

12.15 Dollars($)

PostPosted: Wed May 29, 2013 1:09 am   Post subject: Insurance policy question  

If a driver has his own insurance on his own vehicle and is driving another vehicle, that does not have insurance unknowningly and wrecks it. Does the insurance carry over to that vehicle that was wrecked or any other vehicle involved in the accident? Even though the actualy vehicle that was wrecked had no insurance? Please help!

Register Now to have your Insurance queries solved.

PostPosted: Wed May 29, 2013 6:48 am   Post subject:   

My friend! It is simply illegal in 48 states (apart from WI & NH) to drive a car on public roads that has no insurance. Just forget about your insurance cover for the wreck.


Owning a home is a keystone of wealth - both financial affluence and emotional security. ~ Suze Orman
Senior member
Leave a quick message


Joined: 12 Mar 2013
Posts: 270

Location: Sacramento, CA
61.24 Dollars($)

PostPosted: Sun Jun 02, 2013 11:11 am   Post subject:   

As usual, mangoqurious is wrong, and his information is not to be trusted.

Your personal auto insurance will apply as secondary coverage to the same extent it would have if it were your own vehicle.

A vehicle does not have to be insured, per se, but the driver does. It is unlawful for a person to operate a vehicle on the public highways without proof of financial responsibility. In most states, however, it is also not possible to register/renew the registration of a vehicle which is not covered by insurance, but that does not prevent the vehicle from being driven on the public highways.


CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
Forum Expert
Leave a quick message

Forum Expert

Joined: 29 Nov 2009
Posts: 7888

Location: Pomona CA
107.67 Dollars($)

All times are GMT
 Previous  1, 2
Page 2 of 2

Get free auto insurance quote
State Auto Insurance Laws in USA

USA Auto Insurance laws
Ask Community Experts

flash plugin

Quick Links

Must See


Hot topics in forums

Latest in blogs

AmPmInsure on Facebook

Page loaded in 0.196 seconds.