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 Posted: Sat Jan 24, 2009 1:17 am Post subject: Medical Records Request |
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| I was in a car accident and am using med pay from my insurance and filing a claim with the at fault driver's insurance. Both insurance companies have sent me a authorization form to sign for medical information and they are asking for access to all of my medical records from any/all providers. Is this typical? I would like to only give them permission for records related to the accident only. Is there a problem with doing this and how should I go about it? The accident was minimal and my medical bills are small so I don't understand the need to contact all of my physicians. Could someone please advise? |
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attentiontees
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| Posted: Sat Jan 24, 2009 1:36 am Post subject: |
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Yes, | Quote: | | I would like to only give them permission for records related to the accident only. |
No and in fact that is what I write on ANY medical authorization that "I" have to sign.. | Quote: | | Is there a problem with doing this and how should I go about it? |
I just always write in big letters near my signature something along the lines of ''this authorization is for information from (date of accident) forward ONLY" | Quote: | | The accident was minimal and my medical bills are small so I don't understand the need to contact all of my physicians. Could someone please advise? |
Then it probably won't be an issue, the reason this is done, is to make sure there wasn't a prior injury that was either aggravated by the accident or had never fully resolved, or some degerative condition etc.
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Lori
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| Posted: Sat Jan 24, 2009 4:41 am Post subject: Thank you |
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| Thank you Lori for your advice. I feel much better about sending it in now. Thank you for your help! |
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attentiontees
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| Posted: Sat Jan 24, 2009 6:20 am Post subject: |
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| Quote: | | I feel much better about sending it in now. |
Don't feel skeptical about disclosing facts to your carrier. Believe me it is for your own good that you'd be doing it. Once your carrier is confident of your past track record, they'd open up towards meeting your claim.
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anonymous00
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| Posted: Sat Jan 24, 2009 11:57 am Post subject: |
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anonymous00, sorry but i disagree, unless i am knowing hiding pertinent information it's none of their damn business that ten years ago i had the flu...no more than i'd tell any stranger any personal information about myself...let me tell you for one thing my personal medical records would likely fill a house, and secondly it's just none of their business, now if i'm claiming a back injury, (i have a terrible back) i'm going to add to that release, all information regarding my spine...period..whatever part of me is hurt...they don't need to know more
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Lori
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| Posted: Sat Jan 24, 2009 3:26 pm Post subject: insurance |
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WOW, LORI!!! YOU SAID IT!!  now..what if you asked for the Medical Records to be covered from 'this date__to__this date' and the Medical Records covered the last 10 years ( this say), can you do anything about it? Can you 'contest' it in some way? |
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sdchargersfan
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| Posted: Sat Jan 24, 2009 5:42 pm Post subject: |
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| Quote: | | what if you asked for the Medical Records to be covered from 'this date__to__this date' and the Medical Records covered the last 10 years ( this say), can you do anything about it? Can you 'contest' it in some way? |
sorry sd. i'm not understandint this question
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"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
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Lori
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| Posted: Sun Jan 25, 2009 2:31 am Post subject: insurance |
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| Sorry my question is confusing, LORI. I'll try to 'clarify' it a bit. I meant if you wanted your Medical Records JUST from (let's say..) June 1-Dec 1. The Medical Department sent your records from Jan1 -Dec 1.......'you' did NOT want the Medical records from Jan 1 - Dec 1....ONLY the ones from June 1 - Dec 1........................can't you 'contest' someway that the records from Jan 1 to May31 NOT be used? Is my question a bit MORE clear, LORI? Sorry I din't clarify it before. |
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sdchargersfan
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| Posted: Mon Jan 26, 2009 6:27 am Post subject: |
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Lori, I've a question....do the insurance company recognize the date that you mention over the signature? are they required to? or, once you gave them the authority they can go beyond the mentioned date and extract all your medical reports?
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bluebell
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| Posted: Mon Jan 26, 2009 6:47 am Post subject: |
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| Hi Bluebell, I think the insurance company is required to recognize if you have mentioned a particular date in the medical authorization form, otherwise, it'd be the violation of HIPAA, am I right guys?? |
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simon
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| Posted: Mon Jan 26, 2009 1:40 pm Post subject: |
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| Quote: | | can't you 'contest' someway that the records from Jan 1 to May31 NOT be used? Is my question a bit MORE clear, LORI? Sorry I din't clarify it before. |
yes, you certainly can...you write on the med auth release something like above, ie, " I am authorizing the release of medical records from blah date to blah date ONLY..But if you did not specify this prior the request being signed (at the time you signed it) i don't think you can go back and change that or that they cannot read and use those records...it would (i'd think) have to be on the front, you can't after they have them all (which you agreed to) then say, 'hey wait i didn't MEAN those records too" you understand what i mean by that?
| Quote: | | do the insurance company recognize the date that you mention over the signature? are they required to? or, once you gave them the authority they can go beyond the mentioned date and extract all your medical reports? |
They'd damn well better! or they and the doctors are in several violations...now i suppose they could come up with something that said they cannot adoquetly evaluate your injury without this but I personally have never had it questioned. Yep, Simon I'd say you are correct.
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