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 Posted: Fri Jan 16, 2009 4:20 pm Post subject: It looks like this has been asked before, but I just want to |
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| It looks like this has been asked before, but I just want to confirm. I was in a not at fault accident. I was treated for my medical injury. I used my med pay to cover the bills. The other driver's insurance settled with me and paid me. I am in GA and now I have received a letter from my insurance company saying I need to pay them back for the med pay I used. Am I legally bound to do this? |
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kb1725
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| Posted: Fri Jan 16, 2009 4:50 pm Post subject: |
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"IF" medpay is subrogatible in your state then yes, you can get this information on your states dept of ins web site (just google GA deptarment of Insurance), or there will be a number to call for consumer assistance...
Is this your auto carrier asking for the money back, or your health carrier ? BIG difference...
I 'thought' (could be wrong) that GA was a PIP state? apparently not...Did your adjuster tell you when they issued the payments this would be subrogated? Also what about your vehicle damage who took care of that? I ask because GA is one of very few states that allow first party diminished value claims.
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Lori
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| Posted: Fri Jan 16, 2009 5:53 pm Post subject: |
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My auto insurance is asking for the money back (USAA).
What is a PIP state?
My adjuster told me that "they would appreciate to be paid back" not that it would be a requirement and that it would be up to me. I received the letter asking for repayment in the mail about 2 months after that statement.
The vehicle damage was taken care of my the other driver's insurance.
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Chee
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| Posted: Sat Jan 17, 2009 2:17 am Post subject: |
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| Quote: | | The vehicle damage was taken care of my the other driver's insurance. |
GA still freely pays dv claims...
What EXACTLY does the letter say? if it's just ''gee we'd sure like to get this money back'' first of all i've never heard of a letter that gave you an option...if you could type the body of the letter that would help us help you.
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"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
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Lori
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| Posted: Sat Jan 17, 2009 4:20 am Post subject: |
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| You may be required to pay this amount back. You will need to take a look at your policy and find out to be sure. If the other insurance company paid for that in part of your settlement, "they most likely did", this being the reason your insurance company is wanting their funds back in return. Your auto insurance company will pay for this and go after the at fault's insurance company to get reimbursed and if you already got this money, then they will get it from you. |
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justong
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| Posted: Sat Jan 17, 2009 8:18 am Post subject: |
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| Quote: | | What is a PIP state? |
The PIP states are also known as the no-fault states where the motorists are required to maintain Personal Injury Protection coverage. The PIP coverage would address the medical expenses and wage loss that the insured has suffered in an accident.
The no-fault states put some restrictions upon filing lawsuit for the bodily injury claims against the at-fault driver. The parties involved in a road wreck seek coverage from their own providers for the medical bills incurred in the accident.
However, in some no-fault state the victim can file claim with the at-fault driver's insurance when his PIP limit would run-out.
Hope this helps a bit. |
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jeorge
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