I'm inquiring about getting auto insurance coverage on myself to be able to drive different vehicles. I work where it consists of driving different vehicles
Total Comments: 4
Posted: Fri Jan 30, 2009 07:37 am Post Subject:
Hi Rachel, do you own these vehicles or you just drive them?
If you are only the driver you may get the non-owners policy which would cover you while you're driving different cars. The non-owners policy, however, would only extend the liability coverage and may act as the supporting policy to the owner's auto insurance when the worth of the damages would cross his policy limit.
Thanks,
Rupert
Posted: Fri Jan 30, 2009 08:28 am Post Subject:
Rachel, you may ask the owner of the vehicle to add you on their policies as the permissive driver. This would guarantee you coverage at the time of need.
If you are driving company's vehicles the employer must have had you in their commercial auto policy as an operator of the vehicles. You may check out whether you are already covered or not.
Posted: Fri Jan 30, 2009 12:30 pm Post Subject:
you may get the non-owners policy
'if' her state even offers it..Rachel if the owners of these vehicles have policys on them and you are (of course) driving them with consent then those policys would cover you as a permissive driver.
Posted: Fri Jan 30, 2009 03:00 pm Post Subject:
If your employer owns the vehicles or requires you to drive a vehicle in the course of your employement (not your own), you'd be acting as an agent of your employer. Your employer should have their own policy and you'd be considered an insured under that policy automatically.
Posted: Fri Jan 30, 2009 07:37 am Post Subject:
Hi Rachel, do you own these vehicles or you just drive them?
If you are only the driver you may get the non-owners policy which would cover you while you're driving different cars. The non-owners policy, however, would only extend the liability coverage and may act as the supporting policy to the owner's auto insurance when the worth of the damages would cross his policy limit.
Thanks,
Rupert
Posted: Fri Jan 30, 2009 08:28 am Post Subject:
Rachel, you may ask the owner of the vehicle to add you on their policies as the permissive driver. This would guarantee you coverage at the time of need.
If you are driving company's vehicles the employer must have had you in their commercial auto policy as an operator of the vehicles. You may check out whether you are already covered or not.
Posted: Fri Jan 30, 2009 12:30 pm Post Subject:
you may get the non-owners policy
'if' her state even offers it..Rachel if the owners of these vehicles have policys on them and you are (of course) driving them with consent then those policys would cover you as a permissive driver.Posted: Fri Jan 30, 2009 03:00 pm Post Subject:
If your employer owns the vehicles or requires you to drive a vehicle in the course of your employement (not your own), you'd be acting as an agent of your employer. Your employer should have their own policy and you'd be considered an insured under that policy automatically.
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