by legat » Sun Oct 12, 2008 10:16 pm
Last September a driver took my right of way, cutting me off, so to speak, in sideswiping my car, cutting in front of me, coming from the left side out of nowhere to get into a parking spot on the right side of the one-lane road; thus impacting on my car on the left front side at the left blinker light (no claim filed). Her car was damaged between the right front and rear door. My car: a heavy 1987 Lincoln, her car: a 2006 Toyota.
My last contact with my insurance company about this matter on September 24 revealed,
that my insurance company after reading my submitted report and viewing the photos taken of the damaged car, that their decision was: NO FAULT of mine and that this was entered into my insurance company's imaging system. That was the last communication with my insurance company.
Now, 13 months later, we receive a letter from our insurance company, in which they inform us that this first accident by me has been forgiven because of my excellent driving record, but has been entered into my car's insurance record.
When I called, because I could NOT believe this and thought that a mistake had been made, I found out that, indeed, my insurance company paid the other driver's damage AND for medical expenses, totalling $6,400. When I protested and said that my insurance company should have never paid, because it had been so obviously the fault of the other driver, and that I never was informed or interviewed in regard to this matter, I was told that it does not matter now, because the claim by the other driver had been paid.
How may I fight this injustice? I might not be involved in any other vehicle accident, but we all are human. And even though, I have an over 50-year accident free driving record, I do not like such an entry on my file.
Any help you may be able to give me is greatly appreciated.
With friendly regards, Chris
My last contact with my insurance company about this matter on September 24 revealed,
that my insurance company after reading my submitted report and viewing the photos taken of the damaged car, that their decision was: NO FAULT of mine and that this was entered into my insurance company's imaging system. That was the last communication with my insurance company.
Now, 13 months later, we receive a letter from our insurance company, in which they inform us that this first accident by me has been forgiven because of my excellent driving record, but has been entered into my car's insurance record.
When I called, because I could NOT believe this and thought that a mistake had been made, I found out that, indeed, my insurance company paid the other driver's damage AND for medical expenses, totalling $6,400. When I protested and said that my insurance company should have never paid, because it had been so obviously the fault of the other driver, and that I never was informed or interviewed in regard to this matter, I was told that it does not matter now, because the claim by the other driver had been paid.
How may I fight this injustice? I might not be involved in any other vehicle accident, but we all are human. And even though, I have an over 50-year accident free driving record, I do not like such an entry on my file.
Any help you may be able to give me is greatly appreciated.
With friendly regards, Chris
Posted: Tue Oct 14, 2008 06:49 pm Post Subject:
We were speaking of charged as in his insurance company holding the accident against him/her... not charged as in issued a citation.
Add your comment