by rkurhajetz » Wed Nov 19, 2008 02:21 am
Hello, I live in Minnesota and was in an accident on Friday 11/14. I had a 2003 Honda Civic, EX, 95000 miles.
the first thing I did on friday was call the person at fault's insurance and report the claim (progressive). I've been working with them, they called me today and said it's a total loss, and they are calling me with the amount.
I reported my claim to my insurance (western national) but have been working with progressive.
Do I have to pay a deductible?
the first thing I did on friday was call the person at fault's insurance and report the claim (progressive). I've been working with them, they called me today and said it's a total loss, and they are calling me with the amount.
I reported my claim to my insurance (western national) but have been working with progressive.
Do I have to pay a deductible?
Posted: Tue Nov 25, 2008 07:53 am Post Subject:
In a situation like this will ones insurance rate increase if a claim is filed with the at fault parties insurance?
Posted: Tue Nov 25, 2008 09:11 am Post Subject:
If you are not at-fault and have filed the claim with the responsible party's insurer, its very unlikely that your rates will go up. Some insurers even don't hike the rates if you're involved in a one car accident and have filed the claim against your own policy. You may check with your agent since the policies varies with the companies.
Hope it helps.
~Jeremy
Posted: Sun Apr 05, 2009 10:46 pm Post Subject: not at fault car accident.
HI Jeremy. So if another driver slams into me, I shouldnt call my insurance, I should call their insurance?
Posted: Mon Apr 06, 2009 08:45 am Post Subject:
HI Jeremy. So if another driver slams into me, I shouldnt call my insurance, I should call their insurance?
yes you should get the details from the person who is at fault about his insurance policy number and other details and then call to the insurer of the at fault person.
Rather if you have a Gap insurance then in that case you can also inform it to your insurer also. :wink:
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