I got rear ended in an accident

Message Author
ampm-bookmark
delicious-small Add to delicious
yahoomyweb-small Add to YahooMyWeb
blinklist-small Add to BlinkList
PostPosted: Sun Nov 16, 2008 10:54 am   Post subject: I got rear ended in an accident  

I got rear ended in an accident with no insurance the other parties insurance won't pay for my car repairs what do I do.

ShondrellMccullough
New member
Leave a quick message



Joined: 16 Nov 2008
Posts: 1


2.11 Dollars($)

PostPosted: Sat Nov 22, 2008 2:20 pm   Post subject:   

Shondrell - help us understand. You had no auto insurance at the time of the incident and the other party's insurance won't pay? If that's the case...



Most of the time, when you are rear-ended and there are no other vehicles involved in the collision, the person who rear-ended you is at-fault. However, if that other party's insurance company won't pay for your repairs, then you have a problem. Normally your insurer would be discussing it with their insurer. If that's not an option, you should be on the phone trying to get a resolution. They may not be very helpful if you're not insured. Depending on the expense of repairs, you may consider talking with an attorney about the situation.

CarInsuranceGuy
New member
Leave a quick message

Car Insurance Guy

Joined: 12 Nov 2008
Posts: 34

Location: Texas
16.37 Dollars($)

PostPosted: Sat Nov 22, 2008 2:49 pm   Post subject:   

OP, first I'm sorry and don't know how this thread hasn't been addressed till now! Shocked anyway...if you are uninsured, that makes no difference as to the other (at fault) carrier address your damage, unless of course that party also is uninsured...wouldn't that be a hoot....you don't say 'why'

Quote:
the other parties insurance won't pay for my car repairs
We need to know that in order to help you with this...and what state are you also have they denied your claim in writing? if so the reason will be in the letter...tell us what it says.


_________________

"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
Lori
Forum Expert
Leave a quick message

Lori
Forum Expert

Joined: 10 Sep 2007
Posts: 8080

Location: Missouri
287.92 Dollars($)

PostPosted: Sun Nov 23, 2008 11:22 am   Post subject:   

(I received the following quick message from the OP)



Quote:
Yes Lori they did send a letter saying that they weren't responsible for the damages because of a car cutting me off and I had no choice but to put on the brakes and that's when the car slapped the back of my car spinning me around in traffic. Did you say you can help me?




Was your car stopped when this person hit you in the rear? and was the hit dead in the rear of your vehicle? What type of street or roadway were you on? Do you still have the letter? Please type word for word what it says, because this makes no sense UNLESS your vehicle was out of control and maybe in another lane when you were rearended..was there a police report? What did it say? Who got a ticket? Please provide the answers to these questions (here in the thread so others may respond as well should they chose to)...and we'll see if we can't help you...also when did this happen and what state are you in?


_________________

"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
Lori
Forum Expert
Leave a quick message

Lori
Forum Expert

Joined: 10 Sep 2007
Posts: 8080

Location: Missouri
287.92 Dollars($)

PostPosted: Wed Nov 26, 2008 5:22 am   Post subject:   

I'm in the state of Florida and the police report just said that a car cut me off and he rear ended me. And yes I was stopped and I was turning left on 132nd and 27th avenue. No he hit me as I was getting in the turning lane and his defense was that it was raining and he had no choice but to hit me. He hit me on the left corner rear area spinning me around several times


_________________
Register Now to have your Insurance queries solved.
Shondrell
Guest







PostPosted: Wed Nov 26, 2008 7:08 am   Post subject:   

Shondrell, pls do exactly what lori has said, re-type the letter, which you have received from the insurance company, word by word to help us understand the situation better. From your description it seems that the other driver didn't slow down before colliding with you. If he had any chance to avoid the collision but didn't react promptly, he is at-fault.

simon
Senior member
Leave a quick message

simon

Joined: 28 Sep 2005
Posts: 544


93.72 Dollars($)

PostPosted: Wed Nov 26, 2008 7:24 am   Post subject:   

Well, since Florida is a no-fault state & the no-fault law applies to the bodily injury claims, the at-fault driver may avoid paying compensation for the medical expenses. He is, however, responsible for the property damages caused to the vehicle.



Anyways, I'm confused about their reason for denial, may be there is something more in the letter that you have missed in your post.


_________________
Register Now to have your Insurance queries solved.
sunshine-child
Guest







PostPosted: Wed Nov 26, 2008 11:32 am   Post subject:   

I ''think'' I've got it now

Quote:
...No he hit me as I was getting in the turning lane and his defense was that it was raining and he had no choice but to hit me. He hit me on the left corner rear area spinning me around several times


There defense really probably is that you pulled infront of him cutting him off giving him no ''last chance'' to avoid the rear ended accident ...is that it? from your discription and damage i'd about bet on it...and if you were still moving into the lane, and your impact seems to support that, then the other driver isn't likely at fault...


_________________

"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
Lori
Forum Expert
Leave a quick message

Lori
Forum Expert

Joined: 10 Sep 2007
Posts: 8080

Location: Missouri
287.92 Dollars($)

PostPosted: Mon Aug 10, 2009 9:53 pm   Post subject: rearend car accident  

I was hit from behind at the end of July.by a company vehicle we were doing 65 miles an hour never changed lanes never slowed down it was after 9:30 pm when the young man hit our older conversion van thankgod it wasnt the small car.when we pulled over the kid kept apologizing he had fallen asleep at the wheel he had to have been doing 80-85 miles an hour.

my problem is due to the economy and my fiance being hurt at workand now on workmans comp/california,We had no insurance.


_________________
Register Now to have your Insurance queries solved.
amamads@yahoo.com
Guest







PostPosted: Tue Aug 11, 2009 11:44 am   Post subject:   

I'm sorry about your situtaion amamads, what is your question?



_________________

"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
Lori
Forum Expert
Leave a quick message

Lori
Forum Expert

Joined: 10 Sep 2007
Posts: 8080

Location: Missouri
287.92 Dollars($)

PostPosted: Thu Sep 17, 2009 7:21 pm   Post subject: Not my fault, not sure what to do.  

I'm in a 3 lane highway, I'm all the way to the far right. The car in front of me pulled from the middle lane and tried to pull into a restaurant blocking the lane, I'm going the speed limit, as soon as I saw him, I hit the brakes, the road was wet, so I'm sliding and I hit him, in the back corner. Talked to the insurance, and because I hit him from the back, I'm at fault, and I gotta pay a 500 deductible, nobody stopped, no witnesses, is there some other way for this to be disputed.


_________________
Register Now to have your Insurance queries solved.
Florida Sucks
Guest







PostPosted: Fri Sep 18, 2009 11:01 am   Post subject:   

I'm gonna tell you straight up, without a witness, and the guy you hit not telling the truth, you're pretty much lost. How long/far ahead of you was he when he pulled into your lane? Could you not (while braking) also go right or left?



_________________

"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
Lori
Forum Expert
Leave a quick message

Lori
Forum Expert

Joined: 10 Sep 2007
Posts: 8080

Location: Missouri
287.92 Dollars($)

PostPosted: Sat Dec 12, 2009 4:49 am   Post subject: rear ended  

i live in louisiana and recently got rear ended and have no insurance is the other party still liable for damages done to my vehicle.


_________________
Register Now to have your Insurance queries solved.
causeway
Guest







PostPosted: Sun Dec 13, 2009 11:47 am   Post subject:   

yes



_________________

"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
Lori
Forum Expert
Leave a quick message

Lori
Forum Expert

Joined: 10 Sep 2007
Posts: 8080

Location: Missouri
287.92 Dollars($)

PostPosted: Sat Jan 09, 2010 1:30 am   Post subject: rear ended  

we were rear ended will stopped at a red light and my son let his insurance lapse. there is damage to his car but not the car that hit us. when i called his insurance he still hadnt put in a claim.we live in california. i understand that my son needs to get his insurance back but because we were rear ended at stop light the person who hit us is totally responsible.....correct


_________________
Register Now to have your Insurance queries solved.
ripple
Guest







Quick Reply
Your Name
Subject
Message body
All times are GMT
1, 2, 3, 4  Next  
Page 1 of 4


Get free auto insurance quote
State Auto Insurance Laws in USA

USA Auto Insurance laws
Ask Community Experts

flash plugin

Quick Links

Must See

Community

Hot topics in forums

Latest in blogs

AmPmInsure on Facebook



Page loaded in 0.170 seconds.