my dad passed away, however a few months he said if somethin

Submitted by tammyb2760 on Wed, 01/21/2009 - 21:35

where can i go to see if there is a policy

Posted: 21 Jan 2009 09:38 Post Subject: where can i go to see if there is a policy thats been paid?

my dad passed away, and a few months before he died, he said if anything ever happens look in a certain place. i told him not to tell me, my memory isnt good. well, of course i cant remember and my mom no nothing. would like to be able to verify if there is something else out there.

Posted: 21 Jan 2009 09:54 Post Subject: your dead dad

sorry to hear that....I would check under the mattresses

Posted: 22 Jan 2009 10:48 Post Subject:

Do you know the insurance company with which your father had the policies? That would be the first place to begin the search. Further, you can start by asking other family members and relatives. They may help you with some information.

You may also contact the former employer of your father, he might have taken the policy through his employer.

Hope it would help.

~Jeremy

Posted: 23 Feb 2009 12:22 Post Subject:

Check findyourpolicy.com database to see if he is registered there. It is free to check.
Michael

Link deactivated by the Moderator

Posted: 26 Feb 2009 08:57 Post Subject:

Sorry to hear that.
But if your father was ready to tell you about the policy then why didn't you listen to him? You said your memory is not good;then you should have asked your dad to tell your mom about it. Now check the details with his attorney. He/she might provide you with some vital information.

Posted: 27 Feb 2009 02:32 Post Subject: lost insurance policy

mib.com/html/lost-life-insurance.html
check there if he got it within the last 13 years.

Link deactivate by the Moderators

Posted: 27 Feb 2009 04:03 Post Subject:

Jackson, thanks for the link. It's a very informative website.

Posted: 28 Feb 2009 05:26 Post Subject:

Hi findyourpolicy, I just visited the website. You said it's free to check. But i saw the following message on the home page.
"FindYourPolicy.com is NOW that Central Location and it's ONLY $14.95 per year"
Does it mean that only the register members can search the policies?

Posted: 28 Feb 2009 01:59 Post Subject:

good to know about this the 'Mysterious Information Bureau' as so many people are suffering just because they do not have any clue where to look for the information in case they loose any information pertaining to their kinsmen.

thanks dude! :wink:

Posted: 28 Feb 2009 04:32 Post Subject:

horizon, I believe it means that you can search for free but it only has access to people that actually registered their policy there.

Posted: 28 Feb 2009 04:47 Post Subject:

You would think with all the lost policies that when getting a life insurance policy they would have your register somewhere or maybe take down information of a few relatives in case of death. There has got to be some kind of system put into place since so many alwyas seem to be looking for that lost policy. Granted it should be up to the person with the policy to make sure enough information is given to other relatives so in case of death they could locate a policy but not everyone does this.

Posted: 01 Mar 2009 01:01 Post Subject:

Hello, I am really sorry to hear that. According to me, there would be 2 options available. You have to look out for the documents you father might had received.Or any communication letter from the insurance company. All such documents should mention policy number and other details that would help you out maximum.

Posted: 01 Mar 2009 01:19 Post Subject:

oh, I got it. Thanks jackson :)

Posted: 08 Mar 2009 03:20 Post Subject:

Granted it should be up to the person with the policy to make sure enough information is given to other relatives so in case of death they could locate a policy but not everyone does this.



what i personally believe that everyone who has these important docs should keep the digital (scanned) copies on his mail id.All the physical documents can be safely kept with the bank locker.
Whenever one requires the policy docs for any purpose (most of the time they ask for duplicate copies) so one can print it from the mail where they have kept.So their docs are also safe with the bank locker and when (generally after the death of the person, nominee has the right to open the locker in the presence of the court officials) so eventually he gets all the docs regarding policy papers easily available in a single stroke.

This i suppose could be a practical solution.any expert comment are invited.
:arrow:

Posted: 10 Mar 2009 04:43 Post Subject:

How many people keep their policy papers in the bank locker? Most of people believe that their home is the safest place. But they don't understand the papers are easily misplaced.

Posted: 10 Mar 2009 02:11 Post Subject:

Hello Horizon,
FindYourPolicy.com was created to solve the problem of lost policies. Whenever someone buys a life insurance policy they should automatically register on a central database. This way anyone looking can search the database for free and find a policy. We created this because it personally happened to me and I was frustrated. Due to no National Statewide or Government database that you can go to for help. FindYourPolicy.com is now that database. We are a very low risk database. We never ask for your social security number, policy numbers or account numbers. All a beneficiairy needs is a company name and that is all we supply. We are in talks with Insurance Companies to impliment this automatically when a policy is sold. Due to the privacy issues that Insurance Companies must follow, our service is very enticing to them because of the little information that we store. FindYourPolicy.com also sends monthly emails to the members and up to 5 beneficiaries so that they all know the members information is on our database. $14.95 a year comes out to $1.25 a month which is well worth the protection of never loosing your life insurance or other assets. You also have the capability to store the bank name that holds your safe deposit box and the insurance company name that has your Annuities. You can also list banks where you have bank accounts at or company names that hold your 401k's.
FindYourPolicy.com is the only database that you can go to for help. I beleive that everyone should sign up as soon as they get a life insurance policy. It really is amazing how many people loose track of their information.

Michael

Posted: 10 Mar 2009 02:30 Post Subject:

I would ask your mom if she could find any letters FROM the insurance company in the past that could be laying around. These letters could be the monthly letters they could have sent out to collect payment, or letters that have info on news or updates with his policy/insurance company. That's how my aunt helped my grandma find one of my grandpa's policy. Also, ask your mom if there is anything mentioned in his bank account statements, mabye he could have paid his premiums and the insurance company's name will show up. Good luck!

Posted: 11 Mar 2009 03:31 Post Subject:

this site is really nice.i must appreciate this service. very nice initiative indeed. :wink:

Posted: 11 Mar 2009 03:41 Post Subject:

Hello Amit,

If you are talking about FindYourPolicy.com...Thank you. If you are talking about AMPMInsure.org....I agree.

Michael

Posted: 16 Mar 2009 11:56 Post Subject:

Hi FindYourPolicy,
Thanks for the information

Posted: 22 Mar 2009 02:22 Post Subject:

ok, first of all check any documents left behind by your father. it may provide a clue to the policies, if there's any. check out the websites that those guys provided you, it may help tremendously. also, do you have any siblings? if so, ask if your dad told them anything. seek help from relatives as well.

good luck finding it.

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