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 Posted: Fri May 08, 2009 8:59 pm Post subject: can a person without a valid drivers license aquire auto ins |
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| most interested in coverage for passangers in the car with non drivers licensed driver |
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crilleypopo
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| Posted: Sat May 09, 2009 4:58 am Post subject: |
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| I think its better to avoid being a passenger in a car where the driver isn’t licensed. However, if the passenger is insured he may get coverage for the bodily injuries with his insurer. But I personally would stay away from riding with an unlicensed driver. |
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kelvin
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| Posted: Sat May 09, 2009 6:45 am Post subject: |
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| for a specific answer we need to know ur state and country....well generally it is possible to purchase auto insurance for your vehicle without having a valid driver’s license. Every state’s law requires all vehicles to be insured, so no matter what the circumstances are concerning your lack of a driver’s license, you must have auto insurance for your car. Even if you’re not driving your car but you’re allowing another person to drive it, you must carry adequate auto insurance to cover that driver and your car, providing protection to anything else that may become damaged as a result. |
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SuperAgent
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| Posted: Sat May 09, 2009 10:17 am Post subject: insurance |
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| I live in a small county (in the state of PA). From what I understand ( and have been told by different Insurance Companies, in the area) that you need a valid DL to get Auto Insurance. |
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sdchargersfan
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| Posted: Sat May 09, 2009 11:30 am Post subject: |
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| Quote: | | I live in a small county (in the state of PA). From what I understand ( and have been told by different Insurance Companies, in the area) that you need a valid DL to get Auto Insurance. |
That's quite true, Sd. Insurance isn't an option till you have proper driving license, though some insurer might cover driver's with learner's permit.
Crilleypopo,
| Quote: | | most interested in coverage for passangers in the car with non drivers licensed driver |
Why this driver has no license? Has he got his license suspended? |
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jeorge
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| Posted: Sat May 09, 2009 7:01 pm Post subject: |
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You can absolutely get insurance on a car without having a driver's license. The most common reason? A non-licensed person purchases or finances a car for a licensed person. The titled owner of the vehicle, in just about every state, is required to carry either insurance or proof of financial responsibility on the car, even as an unlicensed driver. Frankly, you're a fool if you just buy a car for someone and leave the title in your name. That makes you liable as the titled owner, so just pay the purchase price and put the title in the donee's name. On a finance, you can't do that. The creditor will insist that the named borrowner prove coverage, and you can't buy insurance coverage unless there's an insurable interest. You can't buy car insurance on a car that you don't own.
This isn't to say that all carriers will issue this kind of thing, that depends completely on the insurance company.
InsTeacher 
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InsTeacher
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| Posted: Sat May 09, 2009 10:49 pm Post subject: can a person without a valid drivers license aquire auto ins |
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There are situations that someone needs insurance on a car but does not have a drivers license.
You can call a local farmers insurance agent. They can give you insurance without a driving license and there are no Broker Fees like most companies add on. |
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ramneet
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| Posted: Sun May 10, 2009 5:37 pm Post subject: |
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| It is not advisable to drive car without liscense and ask for claim after accident. Totally non ethical things. |
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sunil87020
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| Posted: Sun May 10, 2009 6:39 pm Post subject: |
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Well Sunil all she wants to knw is if you can get insurnace for your care even if you dont possess a license....
You can definately get Insurance without a driver license..
After all that you need to show is your car you need insurance on... and not your license |
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DJ
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| Posted: Mon May 11, 2009 2:22 am Post subject: insurance |
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| Quote: | | You can absolutely get insurance on a car without having a driver's license. |
How is this possible?! Are some states different than other states? Even in the small town I live in, you can't buy Auto Insurance, even for someone else, without a valid DL. |
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sdchargersfan
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| Posted: Mon May 11, 2009 10:01 am Post subject: |
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| For insurence claim you need to show Driving Liscense. Without that you can not claim it. |
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Archana
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| Posted: Mon May 11, 2009 4:57 pm Post subject: |
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well DJ,
You are absolutely right but one should think of wht is mandatory requirements while driving a vehical. |
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sunil87020
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| Posted: Mon May 11, 2009 5:27 pm Post subject: |
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hi all,,
| Quote: | | most interested in coverage for passangers in the car with non drivers licensed driver |
Well crilley is refering for coverage for passengers travelling in a car which is being driven by a person who does not have a driver's license........ For their own security.....
I am completely with Kelvin... I too personally would avoid to travel in such a situation...
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gnp
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| Posted: Tue May 12, 2009 4:01 am Post subject: |
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Hi
GNP
I agree with him as well.. its better to avoid to travel with someone without a DL
however the quest still remains unans
Is there any insu avail for passangers |
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DJ
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| Posted: Tue May 12, 2009 10:03 am Post subject: insurance |
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| I know a few people who DO drive, but, they don't have a DL...I don't know how they got their Insurance ( I should ask sometime). ONE of these people works...however, he has an attitude like 'if I get pulled over, and they ( police ) fine me for not having a DL, they better drive me to work and back' kind of thing. It's really sad to see people that think the entire world owes them..ya know? |
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sdchargersfan
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