I just had an accident

by Guest » Thu Jan 29, 2009 06:34 am
Guest

I hit some ice and my car went into a ditch. It is partial at fault, but in any event I have a $1000 deductible, when do I have to pay this? I did alot of damage, just a little to the body but I wrecked my trnasmission. Is there a chance I pay this over time or do I have to pay before they will fix my car?

My car is nondrivable and they will give me a rental for 16days, but I don't have $1000 to pay right now. Do i Pay it to the insurance company or to the garage?

Total Comments: 23

Posted: Tue Feb 03, 2009 12:56 pm Post Subject:

Thx for all the info, I dont have to pay the deductible either. I guess I have a great insurance company. The damage was minimum, about $1800, thats compared to the $4000 I had thought.

Posted: Tue Feb 03, 2009 01:59 pm Post Subject:

Isn't it violating the contract drawn between the insured and the insurance company?

Absolutely not..

Can the insurer take steps against the policy holder for not contributing his part on time? Wouldn't it affect the claim of the OP?[

again ABSOLUTELY NOT[/quote]

Posted: Wed Feb 04, 2009 12:20 am Post Subject:

Thast what I thought. With holding the payment would be unfair and the owner of the vehicle would have the right to the insurance payment after the deductible was subtracted. Is it still up to the owner if he or she wants to even repair the car beyond the tranny? It would be his loss not the insurance companies since his car would lose the value.

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