by HollyMarie » Mon Jun 09, 2008 10:35 pm
I was in a car accident. It wasnt too bad of an accident. I was not at fault. The other guy insurance co has yet to accept liability. They say in order to settle they need me to do a signed statement. So i agreed and met with their adjuster. All of the questions was unfair and trying to place the blame on me. So i didnt sign it. Its up to me to provide them with enough information to determine liability. If the statement is just for their file they can wait until we come to an agreement. They are trying to make me answer these unfair questions to deny or reduce fault of their insured. Please adjuster dont answer this think that all adjuster are innocent and just trying to pay a claim fairly because some are not. They collect billions a year and when it time to pay out a fair claim they stiff arm you. All adjuster are not the next best thing to slice bread.
Posted: Fri Sep 05, 2008 04:48 am Post Subject:
Well Vipul, I don't think Lori would be too happy to hear all this. I'm sure, she has trudged a long way through this dynamic industry with all her experiences & expertise in place. See, it is never suggested that you accept the deal if it doesn't seem worth a fair value for your van. You may keep on negotiating, but you need to show it to your adjuster that whatever the dealer in your neighborhood has to offer is justified in the market.
Again I'd like to remind you that the adjusters are professionals who'd have an eye for malpractices & try to reduce the number of unjustified claims. Obviously, they have to initiate a settlement offer that aims to protect both your interest as well as save the carrier from irrelevant expenses. But yeah, I'd always love estimates to be shown in writing & it is better if that happens from both sides.
Regards, ArindamSenIndies
Posted: Fri Sep 05, 2008 07:11 am Post Subject:
Well, I am sorry Lori - Adjusters are somehow told to Lie I think
Well, we are starting-off once again with an old debate. Vipul, adjusters are not told to lie to the customers, though I'm not discarding your statement either. May be some adjusters are into the habit of lowballing a claim, but it is not a general practice.
Different insurance companies apply different evaluation processes to estimate the damages, and frankly, most of them don't use either the Kelly's Blue Book or the Edmunds for evaluation. These methods can only give you a tentative idea about the value of the vehicle, but the original value of the car may vary.
However, I'm sure that the adjuster too had informed you about your rights against the non-satisfactory claim. You could have exercised the arbitration clause if you have been dissatisfied with the estimation done by the adjuster. It could have solved the issue.
Regards,
Juanita
Posted: Fri Sep 05, 2008 09:03 am Post Subject:
Vipul, I'm sorry you had trouble with your total, I hope it isn't closed, there are things you can do...let us know, and we'll go into that and be happy to give you a lot of suggestions. If you have closed/settled it wish you would've found us sooner and asked for help....This 'lying' adjuster would've been happy to spend some time trying to help load your gun for battle with your adjuster who's company probably used CCC to evaluate your vehicle...
Just because there is a difference in opinion about a value, does not mean someone is lying the adjuster is not lying anymore than you are with the value you came up with.....Its really an easy process if we all act like grown ups, and discuss things....
Let us know if you need some help with your claim...(it's free you know)
..........thanks Jaunita :wink:
Posted: Fri Sep 05, 2008 09:13 am Post Subject:
..........thanks Jaunita
You are always welcome :)
Posted: Mon Sep 08, 2008 06:09 pm Post Subject:
Hi, Could you please provide me a clear picture of the incident so that I can help you with this matter. Else you consult an attorney to get help.
Raleigh Personal Injury Attorney
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