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 Posted: Sun Mar 15, 2009 6:20 pm Post subject: Speed bumps |
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Hi guys
I actually hit some speed bumps and my bottom oil pan got broken. Within minutes, the engine also damaged. Will these damages be covered under collision coverage under the policy, please someone let me know...
Thanks
Karthick
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srikarth 00
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| Posted: Sun Mar 15, 2009 6:53 pm Post subject: |
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| Yes, it will be covered under collision coverage. |
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tcope
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| Posted: Mon Mar 16, 2009 12:52 am Post subject: insurance |
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| Yep....it WOULD be covered, as TCOPE had said. However......(just curious here..) were you going over a speedbump at a fast rate of speed? OR.....would you have THAT much damage if you were going over the bump at a low speed? |
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sdchargersfan
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| Posted: Mon Mar 16, 2009 5:30 am Post subject: |
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SD – some of those sneak up on you…. Really, I’m not being funny. Some of those are put in the strangest places and some seem a lot higher then they should be.
Would damages be covered under collision – yes a tcope stated. Is the cause of damages (to engine) going to be questioned – I would bet yes. |
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Dasfuk
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| Posted: Mon Mar 16, 2009 10:59 am Post subject: insurance |
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| DASFUK......well, yeah,...makes sense. A few of them, that I've driven over, were higher than I thought, as well. I guess if you have a car that's low to the ground ( and some are lower than others), you COULD rip an Oil Pan off or do other damage. |
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sdchargersfan
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| Posted: Mon Mar 16, 2009 12:01 pm Post subject: |
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Yes, these kind of damages are covered under collision coverage. but
| Quote: | I guess if you have a car that's low to the ground ( and some are lower than others), you COULD rip an Oil Pan off or do other damage.
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this is one point everybody should consider. Better take care.
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horizon
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| Posted: Mon Mar 16, 2009 12:57 pm Post subject: |
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yep...all in agreement, collision coverage will handle it.
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Lori
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| Posted: Tue Mar 17, 2009 11:16 am Post subject: insurance |
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| Seriously!!.........I never knew that Collision would handle something like this. What about just Liability?..would it cover the 'Speed Bump' thing? |
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sdchargersfan
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| Posted: Tue Mar 17, 2009 11:22 am Post subject: |
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| Quote: | | Seriously!!.........I never knew that Collision would handle something like this. |
Sure, collision handles a 'collision' with anything other than an animal pretty much... | Quote: | | What about just Liability?..would it cover the 'Speed Bump' thing? |
Liability on who's part? the parking lot owner? good luck...  liability only on an auto policy of course wouldn't pay anything unless the parking lot filed a claim against you for damaging their speed bump...
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"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
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Lori
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