that I cannot afford to treat. If you have medical benefits at work, you have no Constitutional rights and your car insurance benefits are only for your boss. This actually happened to me and I am still outraged 3 years later! The person who hit me had her bills paid and I had to pay Kraft Foods back for the medical bills! I no longer trust lawyers or auto insurance adjustors as nobody told me the truth@!
Posted: 01 Aug 2008 09:00 Post Subject:
If you really want an answer, please give some details as this makes no sense.
First, you would needed to have accepted any settlement offered, correct? So once you accepted the settlement, what was the reason your husbands boss was given money? If this is correct, there must be some tie into the situation. It sounds like the company your husband works for might be self insured for health benefits so they were recovering the money they spend toward your bills. If this is the case, it's correct... they would be entitled to be paid back. This should have been explained to you prior to accepting the settlement. But the bottom line is that you would have needed to agree with the settlement amount. If you did not realize what was taking place, then you need to blame your attorney, who is your legal representative. I don't see where the insurance company would be to blame here... again, the attorney that you were paying 33% to was the one to look out for your best interest.
Posted: 02 Aug 2008 05:27 Post Subject:
It's too bad the accident occured and the result it has had on you.
tcope is right that more information is needed if you want any help.
I think that you would have had to sign off on something for the settlement. I guess when we place trust in our lawyers representing us and don't fully understand the outcome it is easy to second guess and wonder if it could have been different.
You should be careful about naming your employer publicly. You could end up getting sued if your remarks are not completely true and accurate.
Please don't get me wrong - I don't doubt that you were hurt and things have gone poorly.
What would you like us to help you with?
Posted: 02 Aug 2008 09:17 Post Subject:
Sugarush, i agree with my previous two posters, more information is required to draw any conclusion in this regard.
From your verbiage I can figure out that you were paid by your husband's health care insurance for the treatments, but were required to pay the amount back to company after you have received the compensation from the other driver.
Please, please, correct me if I've got you wrong.
Posted: 02 Aug 2008 11:18 Post Subject:
I'm sorry but I think you need to focus your anger at the attorney you hired...what did anyone else do that was wrong?
Posted: 05 Aug 2008 10:19 Post Subject:
Please see what sugarush has to say over here..
If you have medical benefits at work, you have no Constitutional rights and your car insurance benefits are only for your boss.
Is it true that the employer has all the benefits once I opt for insurance through my employment? (I don't have much to say in this regard..& I'm sure you are gonnabe of some help!)
I'd once considered a health policy through my insurer...n it was good for me...since the premiums are lower (being under a group health coverage) :)
Posted: 05 Aug 2008 10:30 Post Subject:
Is it true that the employer has all the benefits once I opt for insurance through my employment?Of course not...Most people elect to take their health coverage thru their employer because it's cheaper, as you said, with group rates...the OP is angered about many thing, most of which are perfectly fine, and legal...a health carrier has a right of subrogation against and auto policy....far as I know all health policys regardless of their origin have the same subro claus...