Why the big diff between AllState vs StateFarm

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PostPosted: Wed Mar 17, 2010 7:37 pm   Post subject: Why the big diff between AllState vs StateFarm  

I have AllState in NC. They are insuring my Mazda3 for $100/mth. StateFarm quoted me $75/mth for same limits (100/300/50, etc). Why the big difference? So far AllState can't match StateFarm. Obviously I am leaning to dropping AllState especially if the coverage is basically the same.
nctogo
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PostPosted: Wed Mar 17, 2010 9:56 pm   Post subject:   

Why the difference? Can be many reasons.... one could be targeting a certain group that you fit into and offering them a lower rate (could be age, could be driving experience, etc). Could be the small differences in the coverage that they offer. Could be that State Farm is just being more aggressive by offering lower rates. There could be many reasons.
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