Do both parents have to insure a teenage driver?

baseballfan1

My daughter just got her license. Her father and I have joint legal custody, and her father is the custodial parent. We both live in Illinois and she does not have her own car. Her father and I have both added her to our separate insurance policies. My insurance agent says we both have to carry insurance for our daughter, but it seems unfair that we both have to pay the high risk insurance for the same kid. I'm wondering if this is true or if my insurance agent just wants to collect some extra money on my premiums.

Ontario Broker · Posted: Fri Jul 25, 2008 3:58 am Post subject:

If she was not driving your car and was "rated" on a different policy I would not have to insure her on your policy. But rules vary from place to place and company to company. So I'll defer to some of the others on the board for their insight as well ....

Lori · Posted: Fri Jul 25, 2008 11:08 am Post subject:

daffodil · Posted: Fri Jul 25, 2008 11:52 am Post subject:

renditioner · Posted: Thu Aug 07, 2008 4:22 pm Post subject:

I think you both need to have insurance cover for your daughter as Lori has rightly pointed out ..

Do both parents have to insure a teenage driver?

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