by Guest » Mon Feb 01, 2010 12:04 pm
I had this fender bender and the windshield got damaged. I'm not sure as to which section of my insurance does it come under!
Will my rates get altered due to this?
Will my rates get altered due to this?
Posted: Thu Feb 04, 2010 07:11 am Post Subject:
If you're filing an auto glass claim with your insurer, then they might simply offer the contact information of a repairer. Over here, you should remember that you're not being transferred to someone who works with your carrier. Instead, they've referred you to a glass network dealing with cars.
Posted: Thu Feb 04, 2010 11:43 am Post Subject: Auto glass claim
If you are going for an auto glass claim, remember to do some research before you opt for the auto glass replacement service that best suits your needs. If your insurance company hands over the list of approved repair shops, do get the estimate from all the mentioned repair shops. Do not let the company decide it for you.
Posted: Thu Feb 04, 2010 01:53 pm Post Subject:
Over here, you should remember that you're not being transferred to someone who works with your carrier. Instead, they've referred you to a glass network dealing with cars.
I don't know of a single carrier who does not have a preffered glass company network.
If your insurance company hands over the list of approved repair shops, do get the estimate from all the mentioned repair shops.
Waste of time. The only estimate a vehicle owner needs is one. Shopping for multiple estimates is just going to confuse the vehicle owner. When a carrier referes a shop to an insured/claimant, they only have to go to one of those preferred shops. On the other hand, the insured/claimant is not required to go to one of the preffered shops, they can go where ever they want.
Posted: Thu Feb 04, 2010 01:56 pm Post Subject:
BIG difference folks between a collision repair and a simple glass claim BIG
Posted: Fri Feb 05, 2010 05:12 am Post Subject:
I simply meant that your carrier would introduce you to the auto glass company within their network and not to any professional who's employed with them. But it would be up to you whether you'd choose to get the repairs done by this company. Windshield repair is quite an easy process. I guess all carriers would give more importance to your 'safety' than anything else.
Posted: Tue Feb 09, 2010 11:57 am Post Subject:
But it would be up to you whether you'd choose to get the repairs done by this company. windshield repair is quite an easy process.
Yes, you may pick an auto glass co. of your choice, but you'd always need to inform your carrier about the repairer. If you're gonna choose an auto glass co which they haven't recommended then you might just need to pay for your repairs out-of-pocket. But yeah, you're gonna get reimbursed for most or all of your expenses.
Posted: Thu Feb 17, 2011 09:02 pm Post Subject: Broken glass rear end
Before I was rear-ended, there was no crack in my windshield. Afterward, there was, down at the bottom where the glass lays on the frame(?) with no exterior chip. Within a day, the rubber gasket at the top of the same side of the windshield started to separate. The estimator marked the windshield as "prior damage", and everybody treated me like in the same cavalier fashion as "funny how often that happens".
We had the glass replaced under our comprehensive coverage while the body shop was repairing the bumper, fenders etc. Then the body shop told us the unibody needed to be straightened, had the estimator back out to get the expanded repairs approved. Does this make it less likely that I was imagining things? (I wash my windshield every time I fill my car and thus am familiar with the condition of my glass.)
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