Don't get into all that debate about whether phone insurance is a good idea or not. You must go for it and there are no two ways about it. Don't listen to people, who say insuring a mobile device is just a waste of hard earned money.
These are the same people who will say you should have insured your phone, if and when you lose it or it gets damaged.
Here are three good reasons why buying an insurance cover for your phone is not just good idea, but a very good idea:
There is No Telling when your Phone will Get Damaged
You can't predict when your phone will get damaged for some reason or the other. If it gets damaged within the warranty period, there is a good chance that the entire phone or the damaged component will be replaced. However, if it's well past the warranty period, you will have no choice but to replace your phone or get it repaired. With the kind of advanced hardware used by phones these days, outright replacement or even repairing the damage, will be very expensive; but not if you have insurance cover for your phone. With such cover you really aren't worried about the prospect of your phone getting damaged. You know you have your insurance to fall back upon.
There are Lots of Choices on Offer
Some people don't choose to go for phone insurance, because they think it's expensive, and they are right. But what they don't know is that there are plenty of options on offer cutting across various price ranges that you can choose from. Don't limit yourself to the insurance offered by your retailer or network carrier. If you go online and search for insurance cover for your phone, you will realize that there are plenty of companies offering this type of insurance cover. Pick a cover that fits your budget. If you are lucky, you might even get a huge discount on the cell phone insurance that you choose.
If you can get insurance for cheap, there is no reason why you shouldn't go for it is there?
It Makes Sense
Buying an expensive phone and worrying whether you taking good care of it or not, takes the joy out of using that phone. Yes, you need to be careful, but you shouldn't constantly worry about whether it will fall from your hands if you aren't careful; you don't allow your kids to use it, because they might spill something on it; you don't take it out with you in crowded places, fearing it will get stolen. This attitude just doesn't make sense. This is why you need to get your phone insured. It will get rid of all the worries associated with your expensive purchase and you can enjoy its use.
End Words
These are not the only reasons why you must insure your phones. There are other good reasons out there. What you could do is ask people who have already got phone insurance, whether it's been of good use to them or not. This will help you get a better idea whether you must choose to insure your phone or not.
