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You may have no idea, but a small hole can bring in larger financial threats in your life. What types of holes could trigger damage? Would you insurance company pay for the loss? Let us find out. Sinkholes: If you are living in prone areas, your insurance provider may or may not include sinkholes in the policy. In the United States, most standard insurance policies exclude from the coverage any kind of earth movement, i.e., earthquakes, tremors from a volcanic eruption, land shockwaves, landslides and mudflows.

Friendship has evolved with the passage of time. Ask yourself. Don’t you miss the time period when friendship involved regular face-to-face interactions? Buddies used to mean real people – those people with whom you have grown up and can share your thoughts. Nowadays, most of the friends are mere acquaintances. The definition has changed for ‘friends’. Not that we haven’t got any real friends. However, think twice - How many of your so-called friends will jump in to be with you when you’re in need? Social networking can be held responsible for bringing in the change.