errors and omission insurance

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PostPosted: Wed Jul 21, 2010 7:44 am   Post subject: errors and omission insurance  

errors and omission insurance would help business persons insure their financial stuff more efficiently. For more details goto LINK REMOVED BY MOD-LORI

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PostPosted: Tue Jul 27, 2010 9:36 pm   Post subject:   

Errors & Omissions insurance (E&O) has nothing to do with "insuring [your] financial stuff" unless you mean protecting one's savings and other assets from the claims of third parties for the negligent mistakes of your professional conduct. Insurance agents and securities representatives generally have E&O insurance.

It is the functional equivalent of "professional liability" coverage that engineers, accountants, architects, lawyers, nurses, doctors,and dentists (among other occupations) obtain to cover their personal liability for harm done to others. Doctors, nurses, and lawyers know it as "malpractice" insurance.

Whether the conversation is about E&O, professional liability, or malpractice insurance, the end result is the same: the policy protects against claims due to NEGLIGENCE. Criminal acts are not covered. Being careless or stupid is.

As Forrest Gump would say, "Stupid is as stupid does. But at least stupid might be smart enough to have insurance to cover it."


CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
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PostPosted: Tue Jul 27, 2010 10:54 pm   Post subject:   

errors and omission insurance would help business persons insure their financial stuff more efficiently.
Written just like a business man/woman I want to do business with...

Look Ritz...NO hawking of wares in this forum..PERIOD...please read and adher to our terms of use, failure to do so will result in being banned from this site.

Feel free to contact me with any questions.


"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
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PostPosted: Thu Sep 16, 2010 12:35 pm   Post subject:   

Please adhere to our forum norms as Lori pointed out.

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