What is tradesman insurance?

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PostPosted: Sat Oct 22, 2011 9:33 am   Post subject: What is tradesman insurance?  

I would like to know, what is tradesman insurance.

Do only traders need to buy this policy?

I'm an independent contractor, do I have to take this kind of insurance.

Please advice specifically, on who all needs this kind of insurance and what all it actually covers. Thanks in advance!

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Joshua Carter
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PostPosted: Sat Oct 22, 2011 10:48 am   Post subject:   

A tradesman insurance is for anyone related to a kind of trade. A tradesman insurance can be taken out by builders, plumbers, electricians, carpenters, merchants, etc.

Whenever you give your services, there are risks from which you need to protect yourself and other people. Tradesman insurance provides coverage against loses that a tradesman might suffer in a work related accident.

Coverage of a tradesman insurance includes public liability, employers liability, and protection for your tools and equipment.


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Kennethrogers
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PostPosted: Fri Nov 18, 2011 9:33 pm   Post subject:   

The exact question you asked, about whether or not you need this type of insurance, was not answered specifically. I would say it depends on what type of work you do. You said you're an IC. What kind?



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PostPosted: Sat Nov 26, 2011 12:12 pm   Post subject:   

Tradesman insurance is not only associated with trade persons, it covers all the people who are self employed and running a business. any one who has an exposure to hazards can take coverage in form of tradesmen insurance.



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PostPosted: Fri Dec 02, 2011 1:24 pm   Post subject:   

Tradesmen & Professional Insurance can ensure that should something go wrong while youÂ’re at work, you and your equipment can be covered from the unpredictable costs than can arise.



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PostPosted: Fri Dec 02, 2011 10:46 pm   Post subject:   

Thanks Massy7890 good answer...



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PostPosted: Fri Feb 10, 2012 11:15 am   Post subject:   

Hi,

Tradesman insurance is necessary to all traders because it will help people at the time of necessary risk being arised because of some eventuality happen.

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PostPosted: Wed Feb 22, 2012 4:49 pm   Post subject:   

Tradesmen insurance can be better understand for people who are investing in stock market or foreign currency exchange, it is a type of coverage provided by insurance companies to the investors.



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PostPosted: Sun Feb 26, 2012 7:22 pm   Post subject:   

Quote:
Tradesmen insurance can be better understand for people who are investing in stock market or foreign currency exchange, it is a type of coverage provided by insurance companies to the investors.


THIS IS PURE BS!!



Investing is "Speculatve Risk" which is NOT insurable. No investor can get coverage as stevenricherd suggests.



As I understand the OP's question, he is concerned about GENERAL LIABILITY INSURANCE to cover the negligence of a "tradesman" -- a contractor such as a plumber, carpenter, electrician, welder, roofer, cement contractor, etc.



Everyone other than missionaryinsurance and stevenricherd correctly identified the issue and responded appropriately.



These two posters, missionaryinsurance and stevenricherd, and their comments should not be relied on for accurate information. Their frequent postings of insurance misinformation render their qualifications as insurance professionals highly doubtful.


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