Combine damage

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PostPosted: Thu Sep 13, 2012 7:36 pm   Post subject: Combine damage  

We recently had damaged caused to our combine. We new we were insured for internal damage to the combine but didn't have any paperwork from our insurance company detailing the cover. We contacted them to discuss the matter explaing in detail how the damage was caused. We were told we were definately covered and then told we could proceed and get it mended. We did this and a week later received a call to say that we were not covered and they were sorry but we had been wrongly advised andthat because the damage had been caused by rape we would not be covered. At the time we did say that our actions would be different if we were not insured, but we were still assured that we were covered. I have today had a meeting with our insurance company and have put together a letter to cover the points in detail showing the finanical implications of their advise. Can anyone shed any more light on the matter or give me any more advise.

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PostPosted: Fri Sep 14, 2012 1:15 am   Post subject:   

If you live in the United States, there is a principle of contract law that might apply to your circumstances; its called detrimental reliance. Essentially, your insurance carrier would be prevented from denying you coverage for the damages because you relied upon their assurance of coverage.


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PostPosted: Tue Mar 05, 2013 8:26 pm   Post subject:   

Did your agent tell you you had coverage for internal damage to the combine? Did the insurance bill show any add'l coverages? I think if I owned combine I would ask these questions when I got insurance.

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PostPosted: Thu Mar 05, 2015 10:17 am   Post subject: combine damage  

If you want more light on this can hire a best insurance agent. He can easily solve your issues.

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PostPosted: Fri Jul 31, 2015 9:01 am   Post subject:   

Find a legal adviser and discuss to him about this matter...


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