Workers comp and general liability

Submitted by phomma83 on Fri, 02/15/2013 - 22:27

My husband and I own a small construction company in Georgia. We got a job in South Carolina that should take about 1 month to complete. We already have General Liability and Workers Comp, but will it work in SC or do we need additional insurance?

Posted: 18 Feb 2013 03:28 Post Subject:

You'll have to check with your insurance company to see if your WC coverage will cross state lines. The general liability coverage should not be a problem.

Workers' compensation benefits are dictated by the state, and your benefits in Georgia could be very different than those in South Carolina. In all likelihood, you will either need a South Carolina endorsement on your Georgia policy, or a separate South Carolina policy.

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