What is Best Insurance Policy when we Start New Business

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PostPosted: Tue Mar 05, 2013 11:50 am   Post subject: What is Best Insurance Policy when we Start New Business  

I am deciding to start new business. I am not familiar with Insurance policy and its terms.



Can some body try and send me terms what I will decide with Insurance Policy



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jeffsmitth
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PostPosted: Tue Mar 05, 2013 1:15 pm   Post subject:   

Find a local insurance agent or broker who specializes in commercial insurance. He/She will help you as much as you need.



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MaxHerr
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PostPosted: Tue Mar 12, 2013 2:16 am   Post subject:   

That is true that I need to go with local Agent but I want to get few advise about this.



When I have introduction and know about this then it is easy for me to clear every thing from agent.



If i never get response from here I don't know what to ask the agent then it is problematic and not effective

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PostPosted: Tue Mar 12, 2013 5:26 am   Post subject:   

What kind of business have you decided to begin? Is it a small business? Which state are you from?

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PostPosted: Tue Mar 12, 2013 12:52 pm   Post subject:   

Quote:
Can some body try and send me terms what I will decide with Insurance Policy
and
Quote:
If i never get response from here I don't know what to ask the agent then it is problematic and not effective
We cannot educate you or others in every facet of the insurance business as it applies to your business. We don't even know what kind of business you have. The needs of a gardener are different than those of a brain surgeon, which are both different than the needs of a donut maker or a plumber or a taxicab driver, each of which is different than the other. It does no good to try to guess what it is you want to know.



Would you go to a doctor and say, without any explanation, "Doctor, tell me what I need?" Of course not. Would you ask someone, without other qualification, "What questions should I ask the doctor?" No.



Quote:
I don't know what to ask
And we don't know what to say. But I don't think your statement is accurate. You know what to ask -- you ask about those things about which you have concerns: What if I am robbed? What if I damage someone's property? What if someone sues me? Questions are statements that begin with Who - What - When - Where - Why - How.



If you have a specific question (or questions), fine, ask them so we can answer them for you. But a local agent will do the same thing. Unless you have absolutely no idea what insurance is or how it works, you are only delaying the fulfillment of your protection needs by waiting for answers to questions you have not asked. In the meantime, you remain at risk of loss.



So if you have a question(s) that you want answered here, ask it. Otherwise, find and work with a local agent. The longer you wait to do this, the more you expose yourself to suffering a loss. Without insurance, you're on your own.


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CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
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PostPosted: Wed Mar 20, 2013 5:31 am   Post subject:   

Hello, all

MadridBarker
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PostPosted: Wed Mar 20, 2013 10:06 am   Post subject:   

I guess this is not an ideal place to say stuffs like hi/hello!

MangoQurious
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