Posted: 26 Apr 2013 05:38 Post Subject:
My auto insurance company told me that if I'm in an accident and I don't have enough auto insurance I can be sued and possibly lose my home.
Which company told you such a thing?
I never heard of anyone losing their home because of an auto accident.
There is nothing as such!
If I have a good driving record, how much insurance do I really need...
Which state are you in? You state has its own mandates. Check with your state's department of insurance.
I'd recommend you to have collision coverage, comprehensive and UM/UIM apart from basic liability insurance.
...and how do you collect from someone who doesn't have any insurance?
Simple! Catch him and take him to a small claims court.
Posted: 29 Apr 2013 03:54 Post Subject: Thanks
Okay Friends Thanks for the suggestion