Can I sue a doctor with no malpractice insurance?

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PostPosted: Mon Feb 03, 2014 8:14 am   Post subject: Can I sue a doctor with no malpractice insurance?  

A doctor did an incorrect surgery to my son and left the scissor in his bowel. When he started feeling abnormal pain, we went for an MRI scan and came to know about it. The surgeon who performed the operation just denied. And therefore we had to move to another hospital to get it removed through a major operation. My question is can I sue that doctor?

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PostPosted: Mon Feb 03, 2014 12:43 pm   Post subject:   

Yes. You'd want to speak to an attorney as there may be other people to sue, such as the location that allowed him to perform the surgery.


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PostPosted: Tue Feb 04, 2014 8:21 am   Post subject:   

You can absolutely sue a doctor without malpractice insurance.

However, collecting against damages might be very difficult. Often, mainly if the operation is performed in a private hospital, the hospital itself bears some responsibility for “improper operations” and is liable for damages. If that is the case, you’d find it quite easier to get compromised for the damages since hospitals are usually insured.

Nevertheless, you shouldn’t forget that suing a hospital can be a boomerang (i.e. there may be caps on damages).

So all these should be discussed thoroughly with a medical malpractice attorney before proceed with your decision.


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PostPosted: Thu Aug 14, 2014 11:04 am   Post subject:   

You always have the option of suing your doctor for malpractice if you believe that you have been harmed by the provision of sub-standard medical care. That remains true whether or not your doctor carries liability or malpractice insurance.

In many states, doctors are required to carry liability or malpractice insurance -- or at least demonstrate that they have a certain amount of assets to cover a judgment against them. But as we all know, just because the law requires something, that doesn’t mean everyone is complying.

The vast majority of doctors make a calculated decision to carry insurance regardless of what the law says. Otherwise, a doctor who is sued by a patient alleging medical negligence will find him/herself personally on the financial hook for any judgment entered in the patient’s favor. But there is a bit of an underground trend of doctors choosing to practice without malpractice and liability insurance, usually because the cost of that insurance is prohibitive. Some of these doctors see insurers asking $75,000 in annual premiums, and they decide to roll the dice and go without coverage rather than pay for it. That’s a fine strategy, as long as they never end up facing a medical malpractice lawsuit.

If your doctor is practicing without insurance, they are probably legally required to have a sign posted on the wall advising patients of that fact. And if your doctor works at a hospital or other care facility, the facility is probably legally required to make sure the doctor is properly insured (and you may be able to sue the hospital for allowing the doctor to practice at their facility without insurance).

So, chances are your doctor is insured, but even if they aren’t, you can still file a medical malpractice lawsuit against them. The larger question is what will happen if your lawsuit is successful. In other words, you prove your case, the jury decides in your favor, and the court enters a $1 million judgment in your favor. Since the doctor carries no insurance, collecting on that judgment just got a lot more complicated, and there’s no guarantee that you’ll be able to collect anything at all, especially if the doctor has no significant assets.

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PostPosted: Fri Sep 12, 2014 7:38 am   Post subject:   

Yeah defiantly you can sue the doctor. It is clear that he did a wrong operation and left scissor on your son's stomach. It is your right to claim on that doctor. Hire a good lawyer and do further process.

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