Valuable papers coverage

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PostPosted: Tue Feb 09, 2010 10:06 am   Post subject: Valuable papers coverage  

Some of my business documents and files have been lost due to water-logging. I've been told that there's an insurance policy that covers all valuable papers associated with a business. Is it true?

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PostPosted: Wed Feb 10, 2010 5:27 am   Post subject:   

Yes, every year a lot of businesses based in flood-prone areas would lose vital documents. There's some coverage that reproduces your valuable business records. I guess it comes under property insurance.

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PostPosted: Thu Feb 11, 2010 10:32 am   Post subject:   

I guess it comes under property insurance.

Yes, it often comes under your Property insurance. For small businesses, it may come under the small business owner policy.

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PostPosted: Fri Feb 12, 2010 9:12 am   Post subject:   

It's a real problem when you'd lose customer records or business agreements. It's really hard to reproduce such documents. For large businesses, it's gotta-be a real good expense!

It's truly important for all business classes to assess the limit of valuable papers coverage that they have.

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PostPosted: Sat Feb 13, 2010 6:14 am   Post subject:   

We must assume that a carrier would offer expensive coverage for our valuable papers. But, then it's also true that the additional premium is worth the protection of a valuable record.

We might simply go through our declaration pages and consult with a carrier to know what we must do to protect such valuable docs. ArindamSenIndies

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PostPosted: Mon Feb 15, 2010 11:28 am   Post subject:   

Do you have any document retention & back up policy?

If you have any such plan, it would enable you to have discounts on your valuable papers coverage.

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