Catering business insurance - a brief

Submitted by brian on Wed, 05/03/2006 - 09:21

Insurance is the protection from the unforeseen events. To start catering business, insurance is a necessary expenditure. This insurance generally provides the coverage for the product and personal liabilities. In addition to that, the business space, equipments, vehicle, and worker's compensation are also covered by this particular type of business insurance.

Posted: 29 Nov 2006 02:23 Post Subject: Catering Insurance

Need catering insurance for one day

Posted: 29 Nov 2006 04:44 Post Subject: hi there!

Hi Doris!

I don't think this website offers any brokerage service. So you need to wait for someone who just steps in to this forum and forwards an advertisement!
Its better you look for insurance agents nearby.
thanks, Thelma_Clergyman

Posted: 13 Mar 2007 07:00 Post Subject: Insurance for Caterers

Because Catering is your actual business, it does not qualify for 'one-time' or single-event insurance programs. However, a typical business insurance policy for $1,000,000 General Liability for a catering service runs about $800-$1100/a year. This type of policy will include products/completed operations, personal injury/advertising injury, fire damage and medical payments coverage for every single event you may do over a 12-month period. This is extremely affordable considering if a claim or lawsuit was made against you and your company, it would be difficult to defend or settle it out of pocket and still keep your business running. If you need insurance for your catering business, give me a call or send an e-mail. It only takes a day or two for me to shop the best rates and program for a catering business, plus I can even get coverage if your business does events in more than one state. I am Selina Dennis, at (410) 267-5601 or e-mail denniss3atnationwide.com, trusted Insurance Advisor for dozens of catering businesses.

email deactivated for privacy reasons, thanks

Posted: 15 Mar 2007 02:15 Post Subject:

Hello! Well if I can step in here a moment. I did used to write a policy for people that were holding a one day catering event. If you are in the state of PA or NJ hey I can help you out. If you are not in either state, look in the phone book and call and agency, a company that deals with multiple companies. You should be able to do this and there are companies out there that do write these one or two day events. If you cannot find one let me know I can make a phone call or two and find a company for you...I need to know what state you are in though.

Posted: 03 Jan 2009 09:14 Post Subject: starting a small catering service

Do i need insurance if the event is for a graduation party,office meeting,or any type of one day function?

Posted: 26 Mar 2009 03:48 Post Subject:

Hi,

I have a question for you! My family is doing the catering for my wedding, however the event site requires a certificate of general liability showing a limit of 500,000 for bodily injury and property damage and it is required from the caterer. How do i go about obtaining this and how much would it cost. My family is set on doing the catering, but i'm not sure what the benefit vs. cost would be.

Thanks so much!

Posted: 26 Feb 2010 10:59 Post Subject: 1 day insurance for caterer

I have a friend who I want to cater my daughters wedding and he was told by the wedding planner that he would need $1,000.000 in insurance. Is it possible to get that much insurance for 1 day and if so, how much would it be?

Posted: 27 Feb 2010 06:56 Post Subject: Wedding and event insurance

You can get wedding and event insurance for a day. Look in the phone book and call up agencies to get quotes and coverage details of the policy.

Posted: 05 May 2010 07:30 Post Subject:

Whether caterers insurance were available in NJ?
No insurance companies were providing caterers insurance in New Jersey according to my knowledge!


With Regards,
John,
New Jersey Caterers

Posted: 20 Jul 2010 04:21 Post Subject: catering

I want to see my business successful so all i want to know is were must rejister my business here at south africa

Posted: 27 Sep 2010 03:50 Post Subject: Best Auto Insurance

Insurance is the protection from the unforeseen events. visit us -
Link removed as per the TOU

Posted: 17 Nov 2010 09:59 Post Subject:

This is great I also need this information. Would need it on my website for further information on how to (Link removed as per TOU). Thanks!

Posted: 17 Nov 2010 03:44 Post Subject:

Your website is in SERIOUS NEED OF EDITING by someone who speaks English. You have many grammatical errors and poorly written text in general.

But, yes, why would you not include the need for liability (and property) insurance to protect one's investment in their business. One simple case of "food poisoning" is all it takes to put a small business out of business. Since most small, startup caterers are going to be sole proprietors, they are exposing all of their personal assets, such as their home, their savings, EVERYTHING they own, to the risk of loss in the event of a single act of negligence.

Posted: 25 May 2011 03:52 Post Subject: insurance for multiple events

I don't have a catering business but I sell things at craft shows is the a policy that will cover me when these shows are being held.It's very expensive to buy a policy for each week.

Posted: 05 Aug 2011 12:39 Post Subject:

What do you need coverage for? Personal liability, commercial liability, completed operations?

Posted: 05 Aug 2011 01:12 Post Subject:

Gofigure, we need more information regarding your actual requirement. Perhaps we may come up with better suggestions. Are trying to cover your commercial liability?

Posted: 14 Mar 2012 11:10 Post Subject: wedding catering insurance

who should i go to for this kind of commercial insurance?

Posted: 11 Sep 2013 07:52 Post Subject: Multi-State catering and one day festivals

I cook at church alot and people want me to cater, all the time. I want to take it to the next level and need prices for: Ohio, KY, IN and TN. Also, I have a 250 grill on a trailer that I may start taking to festivals. Would it be better to combine on auto insurance or the catering?

Posted: 11 Sep 2013 08:16 Post Subject:

Would it be better to combine on auto insurance or the catering?

Your commercial use of your auto will require different coverage than a standard personal auto policy. Catering insurance is far different from that -- you need a Commercial General Liability policy. You don't need prices for four different states, just one for your state of residency/business location.

Add new comment

Restricted HTML

  • Allowed HTML tags: <a href hreflang> <em> <strong> <cite> <blockquote cite> <code> <ul type> <ol start type> <li> <dl> <dt> <dd> <h2 id> <h3 id> <h4 id> <h5 id> <h6 id>
  • Lines and paragraphs break automatically.
  • Web page addresses and email addresses turn into links automatically.