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How does health insurance work in terms of payment!

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Posted: Mon Nov 09, 2009 9:19 am   Post subject: How does health insurance work in terms of payment!   How does health insurance work in terms of payment?	HullyJacob New member Joined: 09 Sep 2009 Posts: 12 Location: New York 8.48 Dollars($)
Posted: Wed Nov 11, 2009 1:34 am   Post subject:    I take it you are wondering about whether you have to pay the money up front and get reimbursed or whether the insurer pays the hospital directly? in almost all cases I'd expect the insurer to settle directly with the hospital. _________________ Low Rate Insurance Las Vegas Insurance Cheap US Insurance	heidrek Senior member Joined: 19 Oct 2009 Posts: 228 36.39 Dollars($)
Posted: Wed Nov 11, 2009 7:41 am   Post subject:    Quote: in almost all cases I'd expect the insurer to settle directly with the hospital. Some people would refer to it as a 'cashless settlement'. It is done if the health care unit where the insured got treated falls within the carrier's network. Otherwise, the insured needs to bear the expenses initially and gets reimbursed for the medical bills later.	steven Senior member Joined: 02 Feb 2006 Posts: 1020 155.47 Dollars($)
Posted: Wed Nov 11, 2009 9:11 pm   Post subject:    pretty tough to do if the treatment ranges into the 10k+ mark, are there legislative provisions in place that require insurers to pay out upfront if the insured can't fund the treatment at the front end? _________________ Low Rate Insurance Las Vegas Insurance Cheap US Insurance	heidrek Senior member Joined: 19 Oct 2009 Posts: 228 36.39 Dollars($)

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