by helpyouguys » Mon Jul 19, 2010 03:53 pm
In this day and age there are allot of things that have become increasingly important for everyone to have so that they can live a better life and protect their future. Affordable health insurance for younger people is one of the most important ways you can protect your future. But paying for health cover may be something that you are not necessarily able to afford. But before you go out and start looking for a independent health insurance company ask yourself a few questions.
First, are you currently employed or will be employed in the future with a company that offers health insurance to its employees? This is something you need to ask yourself because many times the insurance you get through your job is most times less expensive then what you can get on your own. This is because your employer sometimes helps pay for your coverage.
Second, how much insurance are you looking to purchase and what is your current budget for health insurance. You are going to have to sit down and take a look at what level of coverage you want to get. Most times you can easily add or subtract different types of insurance and customize the program for your personal needs. You also need to know how much you are going to be able to spend on coverage. It does not make any sense to get a large amount of coverage if you are in good health or you simply cannot afford to keep up with the premiums and this is another way to find affordable health insurance for younger people.
Lastly, you need to look into your health history as well as the history of your parents, grandparents and so on to get a better look at what kind of health issues you may either currently suffer with or that you may suffer with in the future. This will give you some information not only about your needs for coverage right now, but possible coverage you will need to get in the future as well to help cope with these possible health concerns.
Getting affordable health insurance is something everyone needs to have no matter how old or young. But in order to get some coverage you can afford you will more than likely have to go and do some comparison shopping. Even if you can afford the health insurance you have now, who says you need to continue to pay what you are now for coverage? You more than likely will find a even better deal out there if you just look. To get affordable health insurance for younger people get online and start saving money now.
First, are you currently employed or will be employed in the future with a company that offers health insurance to its employees? This is something you need to ask yourself because many times the insurance you get through your job is most times less expensive then what you can get on your own. This is because your employer sometimes helps pay for your coverage.
Second, how much insurance are you looking to purchase and what is your current budget for health insurance. You are going to have to sit down and take a look at what level of coverage you want to get. Most times you can easily add or subtract different types of insurance and customize the program for your personal needs. You also need to know how much you are going to be able to spend on coverage. It does not make any sense to get a large amount of coverage if you are in good health or you simply cannot afford to keep up with the premiums and this is another way to find affordable health insurance for younger people.
Lastly, you need to look into your health history as well as the history of your parents, grandparents and so on to get a better look at what kind of health issues you may either currently suffer with or that you may suffer with in the future. This will give you some information not only about your needs for coverage right now, but possible coverage you will need to get in the future as well to help cope with these possible health concerns.
Getting affordable health insurance is something everyone needs to have no matter how old or young. But in order to get some coverage you can afford you will more than likely have to go and do some comparison shopping. Even if you can afford the health insurance you have now, who says you need to continue to pay what you are now for coverage? You more than likely will find a even better deal out there if you just look. To get affordable health insurance for younger people get online and start saving money now.
Posted: Tue Jul 20, 2010 01:07 am Post Subject:
or will be employed in the future with a company that offers health insurance to its employees?
Sure, with 10+% unemployment in general, and upwards of almost double that for recent high school/college grads, everyone has the answer to that questions, don't they? If not, just hang on until 1-1-2014, then everyone will have it. Bet me.
But in order to get some coverage you can afford you will more than likely have to go and do some comparison shopping
Or a person could save the time and trouble of doing that, and ask a local agent to help them.
Your "Internet is the solution" attitude is not borne out by the statistics of sales. Using an agent still beats using only the Internet by a factor of up to four or five.
Posted: Wed Aug 04, 2010 04:15 pm Post Subject:
Great points helpyouguys!
In my opinion, HSA's are the best option for younger people, given they are relatively healthy. The money deposited into an HSA is tax-free, and often tax-deductible. Also, many employers will match your deposit, up to a certain amount.
Posted: Wed Aug 04, 2010 04:16 pm Post Subject:
Great points helpyouguys!
In my opinion, HSA's are the best option for younger people, given they are relatively healthy. The money deposited into an HSA is tax-free, and often tax-deductible. Also, many employers will match your deposit, up to a certain amount.
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