Retro charge for higher group prem when Medicare eligible

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PostPosted: Sat Nov 20, 2010 2:43 am   Post subject: Retro charge for higher group prem when Medicare eligible  

Can my husbands' previous small group health insurer retroactively charge me a higher premium because I am Medicare eligible but had opted out of Part B? I put on the original application (2/2008) that I was eligible for Medicare (I'm under 65, but on disability) but also wrote in that I was NOT covered by Medicare so there would be no confusion. We were covered by that policy until 4/2010, paying the premium they determined and billed us. But just yesterday, they sent the previous employer a bill for over $13,300 for retroactive premium on only me, with no explanation and total is due 11/30/10!! After making several phone calls to the insurer (Kaiser-Permanente) it appears it has something to do with my being eligible for Medicare but not opting for Part B. Isn't it too late to tell me that my premium is 3 times as much as they quoted and continued for over 2 years to charge me? Everything was disclosed on the application and did not ever change. How can they get away with this?

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PostPosted: Mon Sep 24, 2018 1:07 pm   Post subject:   

They cannot do that without notifying you. You should consult a lawyer. And if you have any doubts regarding medicare plans and information, feel free to contact Insurance Professionals of Arizona. We are committed to providing superior customer service and education. We look forward to helping you succeed with your health care choices.

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