prescription insurance

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PostPosted: Tue Sep 13, 2011 5:43 am   Post subject: prescription insurance  

What is prescription insurance? Are all medicine bills covered by it? I need to take a lot of medicines very often how can I get it and how much does it cost?


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adonis1234
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PostPosted: Tue Sep 13, 2011 11:01 am   Post subject:   

If you qualify for Medicare, you may avail prescription coverage in two ways:



You can either buy Medicare part D, along with original Medicare comprised of part A and B.

Or, you can buy a Medicare Advantage plan that includes prescription drug coverage apart from hospitalization, doctorsÂ’ bills and other expenses (Part A and B).



If you donÂ’t qualify for Medicare, then there are state run programs that cover for prescription drugs for people who are not eligible for other programs and have low income. You may get an idea from your state health department.


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jane.ross
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PostPosted: Thu Sep 22, 2011 6:48 am   Post subject:   

Prescription plans are offered by different companies who provide discounts on medicines. You can apply for these plans and get reduction on cost of medicines.



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PostPosted: Fri Sep 23, 2011 5:52 am   Post subject: prescription insurance  

adonis1234,

If you are 65 or older, then you can get prescription insurance through Medicare Part D. There are a variety of plans and they range in cost from $35-$80/mo depending upon the type of plan and where you live.

If yo are younger than 65, then most health insurance plans contain prescription benefits. You'll want to check you medications to see if they are generic and/or brand name medications, and then make sure that your health insurance plan covers both.

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