Health Insurance Vs Life Insurance

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PostPosted: Mon Apr 08, 2013 1:54 am   Post subject:   

Try and buy insurance that starts on the last day of the month. LOL.



But I expected as much from you, since you fail to understand the law as it is written.



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PostPosted: Mon Apr 08, 2013 2:50 am   Post subject:   

Exactly what I was looking for, thanks for sharing.

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PostPosted: Mon Apr 08, 2013 7:09 am   Post subject: California Insurance Agent  

Hi,



Life Insurance is best because, it policy owner is "peace of mind", in knowing that the death of the insured person will not result in financial hardship for loved ones and lenders.

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PostPosted: Mon Apr 08, 2013 1:28 pm   Post subject:   

Quote:
Try and buy insurance that starts on the last day of the month. LOL.



But I expected as much from you, since you fail to understand the law as it is written.




I don't know how it is going to work yet, but with coverage not having medical underwriting, there is no reason why it would take weeks to get approved.



It is very possible that coverage can be with same day approvals. It is also very possible that a person can apply today with an effective date for the end of the month.



"LOL" is the best that you can come up with against what I'm saying?

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PostPosted: Mon Apr 08, 2013 2:40 pm   Post subject:   

Get the insurance in accordance with your preference that is suitable for you.

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PostPosted: Tue Apr 09, 2013 4:50 pm   Post subject:   

Real Life:



On Mother's Day, Grandma had been running a temperature of over 102 degrees for two days. She couldn't eat, was sweating profusely and her chest hurt. She had cold chills, explosive bowels, was severely dehydrated and her hair was falling out.



If Grandma has HEALTH INSURANCE, she goes to the doctor, is prescribed some medication and by Memorial Day she's on her Harley headed to the Indian Gambling Institution to squander her social security cheque.



If, however, she has LIFE INSURANCE, she dies a lonely, miserable death and her kids spend the next two years arguing over who gets Grandma's money.



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PostPosted: Fri Jul 05, 2013 6:42 am   Post subject: You'll get answer, if you know what they both are for.  

Life insurance is there to provide you with a pay-out in case you die, and actually provides a little income along the way. But, on the other hand Health-insurance, is there to protect your finances from unpredicted medical costs, and to provide you with better access to medical care now.

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PostPosted: Fri Jul 05, 2013 7:36 pm   Post subject:   

Quote:
Life insurance is there to provide you with a pay-out in case you die
Interesting concept. I've never known life insurance to work that way. Those who have tried either ended up dead with no way to collect, or in prison for collecting on a fraudulent death claim.



Quote:
provide you with better access to medical care
I think a fair number of folks with HMO coverage would disagree with that statement.


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PostPosted: Sat Jan 04, 2014 10:54 pm   Post subject:   

My answer is it depends on age and younger people take health insurance because

they don't want to put extra burden due to to any mis-happening due to injuries to themselves or to their families retired persons go for life insurance as they want to protect their families even after their death.

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PostPosted: Wed Jan 08, 2014 4:08 pm   Post subject:   

fxaddictor . . . it is obvious that you know very little about insurance. Your statement above is a comparison of apples and oranges. Both are fruit, but they are not the same.



Life insurance and health insurance cover different needs which are not age-dependent in the manner you suggest. Retired persons do not "go for life insurance." They are old and the cost is high. Those who can afford it at that stage in life are not purchasing the insurance to protect their families, but to protect their assets, which will benefit their families.



Get an insurance license. Along the way you may gain some factual knowledge.



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PostPosted: Sat Sep 27, 2014 10:51 am   Post subject: Health Insurance Vs Life Insurance.  

Life Insurance help your life to keep smooth and reliable.Because every life is very important for every self.We know a single life means here i say that a lot of life involves to every single life.Parents,wife,chile,relative and a family can be destroy for losing only for a single life in some cases.If we insured our lives to any insurance company then after ending this life our family may be helped by insurance company.

[link deleted per TOU]

On the other hand-

Health insurance means any single part or whole body is disabled by any accident then insurance company help for disabled part of this body.This help is very effective for those person who faces disabled of his health or body.[/url]

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PostPosted: Sat Sep 27, 2014 3:19 pm   Post subject:   

"Well written" -- LOL -- by a non-English speaking poster. Almost 100% incorrect.



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PostPosted: Tue Oct 14, 2014 2:08 pm   Post subject:   

Health insurance plans are confusing to most of the consumer, to understand the health insurance policy you have to understand the health care coverage and you have to find out what type of health plan you may have. Life insurance policy is a contract with insurance company. Life insurance is chosen based on the needs and goals of the policy owner.

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PostPosted: Thu Nov 20, 2014 8:09 am   Post subject:   

These questions make no sense, both are different types of insurance. You need to select it according to your convenience and requirement.



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PostPosted: Tue Nov 24, 2015 12:16 pm   Post subject:   

Both are important. Rather today every person should have life insurance as well as health insurance policy. I have read an article over the similar topic at convention collective gratuite[deleted as per TOU]. There they stated about the importance of both the insurance in today's world.

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