Can you be put back on your parents' health insurance?

Submitted by Anonymous (not verified) on Mon, 12/23/2013 - 13:07

I’m enquiring for my roommate. She isn’t 26 yet and just 18. But she took herself off her parents’ health insurance plan as her work had been offering a better deal when she moved out. But now she about to quit and we are both curious to know if she can again get herself included in her parents’ policy.

We know that terms of every insurance company out there are different. But could it be done in general?

Posted: 04 Feb 2014 11:40 Post Subject:

Yes, she can if her parents want to. This can be done through her parents’ employer and during the next Open Enrollment period.

Posted: 07 Feb 2014 08:00 Post Subject:

This can be done through her parents’ employer and during the next Open Enrollment period.

While that statement is not incorrect, it is not entirely correct. If the 18-year-old terminates her employment, HIPAA permits her to immediately enroll in any other health plan she may be eligible to join, including a parent's group plan. She can also apply through her state health insurance exchange for individual coverage.

Posted: 24 Jun 2014 06:42 Post Subject:

Yes, she can if her parents agree with it. But I don't think it will be easier to do it in the mid. You have to wait for next Open Enrollment period.

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