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 Posted: Fri Apr 20, 2007 2:14 am Post subject: No contact, still considered an accident? |
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Last Saturday night a man and I almost got into an accident. We both swerved-- neither of our vehicles made contact with one another. He was going pretty fast so when he swerved he went up on the median.
This was my first experience of anything remotely accident-related, and I wasn't really sure what to do. The guy took down my insurance information and he said he wrote down his as well, but when I looked for it, he didn't write it.
So now his wife calls and says that the vehicle isn't working, what do I do?
Is this even considered an accident?
[post moved to the right forum, thanks]
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Criticasartist
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| Posted: Fri Apr 20, 2007 1:33 pm Post subject: |
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What you do reallty depends on what happen and why.... of which, you only state that you both swerved. This really does not say anything about what happen. What state the accident happened in also makes a big difference.
In very general terms, it's difficult to place fault on anyone if there was no contact as the argument can always be made that the person with the damage over-reacted or reacted incorrectly and therefor caused their own damage.
If you'd like better information, please post in more detail about what happen and what state the accident occured in. |
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tcope
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| Posted: Mon Apr 23, 2007 4:21 am Post subject: |
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I think if the person on the spot done wrong it mean it is that person fault and he can't claimed anything from insurance company now.
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Krish
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| Posted: Mon Apr 23, 2007 4:54 am Post subject: |
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Actually if we analyze properly it is not an accident then why the person wife is claiming and why calling "Criticasartist". I don't think it is an accident.
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Jimmi
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| Posted: Mon Apr 23, 2007 1:42 pm Post subject: |
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| "Accident" would just be a lay person's term in this situation ("unforeseen occurrence"). One person could easily be legally liable for the damage to another person's vehicle even if there was no contact between the two vehicles. It happens quite often. |
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tcope
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| Posted: Fri Apr 27, 2007 5:05 am Post subject: |
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wow tricky.. well since it does not sound like the police were involved there is no way to really prove if you were actually in the wrong or did anything. Sounds kind of fishy to me. If he was the one that swerved..to me I was told that you should be in control of you car at all times...I would think that would be covered by their own policy. Was he able to drive the car away after the incodent?? Just curious there are some shady people in the world today you have to watch out.
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nique1221
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