Motorcycle

Submitted by Anonymous (not verified) on Wed, 10/10/2007 - 03:54

My motorcycle was parked and hit by the car parked in fron of me, but I dont have insurance. Can I stiil put in a claim thru their insurance?

Posted: 10 Oct 2007 01:45 Post Subject:

My motorcycle was parked and hit by the car parked in fron of me, but I dont have insurance. Can I stiil put in a claim thru their insurance?

It's best to start a new thread with a new question. Depends on the state but most will allow this.

Posted: 10 Oct 2007 11:59 Post Subject:

Yes, you can file a claim, beware they might file a report with the state, (and some states require all accidents have a report filed) you may have some trouble with the state re: you on the road without insurance. I don't know for sure if there are any states that bar recovery from another if you are on the street uninsured. You might want to check your states dept of insurance web site and see. Also (although clearly none of my business) how about getting that bike insured? :wink:

Posted: 10 Oct 2007 02:25 Post Subject:

I don't know for sure if there are any states that bar recovery from another if you are on the street uninsured.

There are a few. I know LA is one of them. I don't recall the other(s).

("No Play, No Pay")

Posted: 11 Oct 2007 09:56 Post Subject:

Glad to know that tcope, hate to sound like a well you know, then again, no I don't, :wink:

I agree, if you are on the road without insurance, why should you benefit even if you are not a fault? Because you frankly should not have been on the road to start with, (without insurance). You decided you didn't need the state required 'insurance' you personally didn't think it was 'necessary' or 'required of YOU'. But now you sure are glad I have it, and want a big chunk of that coverage! Please! And how I hate hearing the 'I didn't have the money to pay' we all know it is a question of priority. Now of course I think an innocent, like a poor child or unknowning passenger of an irresponisble uninsured should be protected.

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