by Guest » Sun Nov 18, 2007 06:35 am
My car was totaled with the other person at fault. The car has a lienholder and sure balance is more than car value. Question is will the check be made out to the owner or the lienholder. Claim was filed on the at fault persons insurance only. No claim filed on my insurance. I am waiting at this point for the offer.
Posted: Wed Jul 01, 2009 12:08 am Post Subject:
At least with 1st party claims some carriers or at least some that I worked for would work with the insured to move the process along (customer service).
Posted: Wed Jul 01, 2009 11:26 am Post Subject:
At least with 1st party claims some carriers or at least some that I worked for would work with the insured to move the process along (customer service).
Ok, I get what you mean, now...didn't know where you were headed with the first party stuff.. :wink:Posted: Mon May 10, 2010 08:41 pm Post Subject: being made while
I had a 19 year old car covered with liability that was totaled by no fault of my own. I am not expecting much for my vehicle, but after trolling the used car lots, there ids no way I am going to be able to buy another car with that amount.
If I had to finance another vehicle and the higher insurance that comes with it, I am going to be put into a financial bind that was not even of my doing. I can understand if the accident was totally my fault, but why should I have to foot the added expense for something that is not?
Posted: Tue May 11, 2010 11:02 am Post Subject:
I understand your frustration, and have great empathy for your situation. But it comes down to it is what it is..they owe you the Actual Cash Value of your vehicle just prior to impact. Nothing more, nothing less. If you have to 'up grade' to a new car because of this loss, which of course costs more, that's not their obligation, nor do they owe for that. I truely very sorry
Posted: Tue May 11, 2010 11:05 am Post Subject:
I understand your frustration, and have great empathy for your situation. But it comes down to it is what it is..they owe you the Actual Cash Value of your vehicle just prior to impact. Nothing more, nothing less. If you have to 'up grade' to a new car because of this loss, which of course costs more, that's not their obligation, nor do they owe for that. I truely very sorry
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